7495 Birch Ln, Duluth, MN 55803 Property Records

St. Louis County property record for 7495 Birch Ln, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.25 ba · 2,938 sqft · built 1992
Lot Size	21 acres (918,017 sqft)
Owner	Individual Name on Record
Last Sale	$520,000 (Mar 2019)
Tax Bill	$6,680 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`488-0305-00010`

Property Details

APN / Parcel Number

Primary APN	`488-0305-00010`
Alternative APN	`1066921`

Interior

Bedrooms	3 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,938 sqft Gross Area
1st Floor Area	2,938 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Lot Area	918,017 sqft (21 acres)
Garage Area	2,400 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	144 sqft
Deck Area	92 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1066921
Street Address	7495 BIRCH LN
City	DULUTH
State	MN
Zip	55803-9755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SMU
Legal Description	LOT: 0001 BLOCK:001 SERIAL #
Legal Subdivision	NORTHWOODS FIRST ADDITION
Legal Block	1
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Township / Civil Division	NORTH STAR
Census Block Group	1
Census Block	1033
Census Tract	10601

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7495 BIRCH LN, DULUTH, MN 55803-9755
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Mar 1, 2019	Warranty Deed, Mortgage · VA Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2019 · Amount on Record
Deed Sale	Mar 1, 2019 · Amount on Record
Prior Sale	Sep 9, 2003 · Amount on Record
Deed Document Number	20191008233
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	7495 BIRCH LN, DULUTH, MN 55803-9755
Document Number	00T1025372
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7495 BIRCH LN DULUTH MN 558039755, DULUTH, MN 55803-9755

Mortgage

Document Number	00T1025372
Date	Jul 2, 2020
Instrument	T1025372

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

March 2019: Warranty Deed, Mortgage

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 1, 2019
Property Address	7495 BIRCH LN, DULUTH, MN 55803-9755
Document Number	00T1008233
Instrument Date	Feb 27, 2019
Instrument	T1008233
Transaction Type	Mortgage
Record Updated	Mar 8, 2019
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Tax	$5.66
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7495 BIRCH LN DULUTH MN 558039755, DULUTH, MN 55803-9755

Mortgage

Document Number	1008234
Date	Mar 1, 2019
Instrument	1008234

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	North Star Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,680.00 (-11.97%) Homeowner's exemption
2025	$7,588.00 (-2.97%) Homeowner's exemption	$776,500 (+17.35%) Land $208,600 Building $567,900	$776,500 (+17.35%) Land $208,600 Building $567,900
2024	$7,820.00	$661,700 (+5.2%) Land $133,300 Building $528,400	$661,700 (+5.2%) Land $133,300 Building $528,400
2022		$629,000 Land $126,700 Building $502,300	$629,000 Land $126,700 Building $502,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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