749 Shell Sand Rd, Charleston, SC 29412 Property Records

Charleston County property record for 749 Shell Sand Rd, Charleston, SC 29412

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,493 sqft · built 1996
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Tax Bill$1,708 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone AE (high risk)
APN426-11-00-185

Property Details

APN / Parcel Number

Primary APN426-11-00-185

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,493 sqft Living Area
1st Floor Area683 sqft
Upper Floors Area810 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialVinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,663 sqft (0.13 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area247 sqft
Deck Area180 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address749 SHELL SAND RD
CityCHARLESTON
StateSC
Zip29412-4347
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -HARBOR OAKS DESCRIPTION -LOT 21
Legal SubdivisionHARBOR OAKS
Legal Lot Number21
JurisdictionCHARLESTON SC
Township / Civil DivisionJAMES ISLAND
Census Block Group2
Census Block2005
Census Tract2007

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address749 SHELL SAND RD, CHARLESTON, SC 29412-4347
OccupancyOwner Occupied
Owner TypeIndividual
VestingAlso Known As (AKA)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address749 SHELL SAND RD, CHARLESTON, SC 29412-4347
Document Number0911/0074
Instrument DateAug 25, 2020
Transaction TypeMortgage
Record UpdatedSep 30, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address749 SHELL SAND RD CHARLESTON SC 294124347, CHARLESTON, SC 29412-4347

Mortgage

Document Number0911/0074
DateAug 31, 2020
Book Page000911/000074
Lender
NameFIRST CITIZENS BK
TypeBank
AddressCOLUMBIA, SC 29211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 30, 2050

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,708.00 (+14.94%)$311,317 (+2,774.58%) Land $135,105 Building $176,212$521,000 (+55.29%) Land $195,000 Building $326,000
2024$1,486.00 (+8.71%)$10,830 (-)
2022$1,367.00$10,830$335,500 (-) Land $145,600 Building $189,900
2020$335,500 Land $145,600 Building $189,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 619 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies624 units insured
incl. 5 condo units
Nearby Flood Claims189 (1987–2023)
Claims Outside the SFHA5 of 189
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 10 claims
  • Severe Storms And Flooding, Oct 2015 · 9 claims
  • Hurricane Hugo, Sep 1989 · 146 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 98.2% of South Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: WOW Internet, Cable & Phone.

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