746 Shell Sand Rd, Charleston, SC 29412 Property Records

Charleston County property record for 746 Shell Sand Rd, Charleston, SC 29412

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,829 sqft · built 1996
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Oct 2021)
Tax Bill	$2,819 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`426-11-00-189`

Property Details

APN / Parcel Number

Primary APN	`426-11-00-189`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,829 sqft Living Area
1st Floor Area	807 sqft
Upper Floors Area	1,022 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Deck Area	120 sqft
Patio Area	207 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	746 SHELL SAND RD
City	CHARLESTON
State	SC
Zip	29412-4346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -HARBOR OAKS DESCRIPTION -LOT 17
Legal Subdivision	HARBOR OAKS
Legal Lot Number	17
Jurisdiction	CHARLESTON SC
Township / Civil Division	JAMES ISLAND
Census Block Group	2
Census Block	2005
Census Tract	2007

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	746 SHELL SAND RD, CHARLESTON, SC 29412-4346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage ONETRUST HM LOANS
Sep 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage MIDLAND MTG
Jun 26, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2021 · Amount on Record
Deed Sale	Oct 29, 2021 · Amount on Record
Prior Sale	Jun 26, 2017 · Amount on Record
Deed Book / Page	1047 / 741
Record Updated	Oct 29, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 29, 2021
Property Address	746 SHELL SAND RD, CHARLESTON, SC 29412-4346
Document Number	0010470741
Book / Page	1047 / 741
Map Reference	MB EA PG 894
Instrument Date	Oct 20, 2021
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	746 SHELL SAND RD, CHARLESTON, SC 29412-4346

Mortgage

Document Number	0001047742
Date	Oct 29, 2021
Instrument	1047/742

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	746 SHELL SAND RD, CHARLESTON, SC 29412-4346
Document Number	0914/0159
Instrument Date	Aug 17, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	COOPERATIVE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	746 SHELL SAND RD CHARLESTON SC 294124346, CHARLESTON, SC 29412-4346

Mortgage

Document Number	0914/0159
Date	Sep 10, 2020
Book Page	000914/000159

Lender

Name	ONETRUST HM LOANS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	746 SHELL SAND RD, CHARLESTON, SC 29412-4346
Document Number	0670/0835
Book / Page	000670 / 000835
Instrument Date	Sep 29, 2017
Transaction Type	Mortgage
Record Updated	Nov 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	746 SHELL SAND RD CHARLESTON SC 294124346, CHARLESTON, SC 29412-4346

Mortgage

Document Number	0670/0835
Date	Oct 5, 2017
Book Page	000670/000835

Lender

Name	MIDLAND MTG
Type	Mortgage Company
Address	COLUMBIA, SC 29201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2047

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 26, 2017
Property Address	746 SHELL SAND RD, CHARLESTON, SC 29412-4346
Document Number	0647/0852
Book / Page	000647 / 000852
Instrument Date	Jun 21, 2017
Transaction Type	Transfer
Record Updated	Jul 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$349.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	746 SHELL SAND RD CHARLESTON SC 294124346, CHARLESTON, SC 29412-4346

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,819.00 (+7.68%)	$553,600 (+2,668%) Land $195,000 Building $358,600	$553,600 (+10.72%) Land $195,000 Building $358,600
2024	$2,618.00 (+7.21%)	$20,000 (-)
2022	$2,442.00	$20,000	$500,000 (-) Land $175,000 Building $325,000
2020			$500,000 Land $175,000 Building $325,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 619 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	624 units insured incl. 5 condo units
Nearby Flood Claims	189 (1987–2023)
Claims Outside the SFHA	5 of 189
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 10 claims Severe Storms And Flooding, Oct 2015 · 9 claims Hurricane Hugo, Sep 1989 · 146 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.2% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

Nearby Properties on Shell Sand Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures