1. Home
  2. Florida
  3. Umatilla
  4. S Central Ave

749 S Central Ave, Umatilla, FL 32784 Property Records

Lake County property record for 749 S Central Ave, Umatilla, FL 32784

Property Summary

Property TypeCommunity Shopping Center, Mini-Mall
Details5 ba · 24,120 sqft · built 1973
Lot Size0.928 acres (40,425 sqft)
OwnerCompany Name on File
Last Sale$1,050,000 (Sep 2022)
Tax Bill$24,382 (2024)
Deeds & MortgagesSep 2022 Sale
Nov 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN23-18-26-0100-000-00A00

Property Details

APN / Parcel Number

Primary APN23-18-26-0100-000-00A00
Alternative APN
  • 1499615

Interior

Full Baths5 Baths
Stories1 Story
Building Area24,120 sqft Total Area

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1992
Exterior MaterialBlock
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area40,425 sqft (0.928 acres)
Canopy2,010 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number1499615
Street Address749 S CENTRAL AVE
CityUMATILLA
StateFL
Zip32784-9504
Property CategoryCommercial
Property TypeCommercial > Retail > Community Shopping Center, Mini-Mall
Legal DescriptionUMATILLA GILES & HAUCK SUB FROM INTERSECTION OF E LINE OF SEC 23-18-26 WITH N R/W LINE OF SR 450 RUN N ALONG SEC LINE 179.60
Legal Range26E
Legal Township18S
Legal Section23
Legal SubdivisionGILES & HAUCK
Legal Phase23
Legal Tract100
Legal BlockA
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group1
Census Block1093
Census Tract30109

Owner

749 S Central Ave, a commercial property, is owned by a company that bought it in September 2022.

Source: Lake County records, as of December 15, 2025

Owner of RecordCompany Name on File
Mailing AddressPO BOX 130, MALAKOFF, TX 75148-0130
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Nov 15, 2019Deed of Trust, Mortgage · Line of Credit
UNITED SOUTHERN BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 23, 2022 · Amount on File
Deed SaleSep 23, 2022 · Amount on File
Deed Document Number0060291553
Deed Book / Page6029 / 1553
Record UpdatedJun 8, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateSep 23, 2022
Property Address749 S CENTRAL AVE, UMATILLA, FL 32784-9504
Document Number0060291553
Book / Page6029 / 1553
Map ReferenceMB 5 PG 28-T
Instrument DateSep 23, 2022
Instrument2022128712
Transaction TypeTransfer
Record UpdatedFeb 5, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$7,350.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address6103 ALLEN ST, MOUNT DORA, FL 32757-7002

Transferred To (Grantee/Buyer)

NameVerified Name
Address7706 SE 237TH COURT, UMATILLA, FL 32784

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address749 S CENTRAL AVE, UMATILLA, FL 32784-9504
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053741591
DateNov 15, 2019
Book Page5374/1591
Instrument2019129745
Lender
NameUNITED SOUTHERN BANK
TypeBank
AddressUMATILLA, FL 32784
Agreement
TypeLine of Credit
AmountAmount on Record
Term239 Months
DueOct 23, 2039
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityUmatilla City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,320,498 Land $118,364 Building $1,202,134$1,320,498 Land $118,364 Building $1,202,134
2024$24,382.00 (+15.49%)
2023$21,111.00 (+59.85%)$932,802 (+52.72%)$932,802 (+52.72%) Land $107,611 Building $825,191
2022$13,207.00$610,797$610,797 Land $97,829 Building $512,968

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 749 S Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 749 S Central Ave is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUMATILLA WATER WORKS (2 WPS)
serves 3,948 people · EPA ID FL3351402
Water SourceGroundwater
Last State InspectionOct 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on S Central Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures