Sonoma County property record for 749 Richardson Ln, Cotati, CA 94931
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,414 sqft · built 1974 |
| Lot Size | 1.13 acres (49,658 sqft) |
| Owner | Company Name on Record |
| Last Sale | $760,000 (Apr 2014) |
| Tax Bill | $11,015 (2025) |
| Deeds & Mortgages | Sep 2023 Second Mortgage Dec 2017 Line of Credit + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 144-120-020-000 |
| Primary APN | 144-120-020-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,414 sqft Living Area |
| Gross Area | 3,002 sqft |
| 1st Floor Area | 2,414 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 49,658 sqft |
| Garage Type | Attached |
| Garage Area | 588 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Old Parcel Number | 144-120-020 |
|---|---|
| Street Address | 749 RICHARDSON LN |
| City | COTATI |
| State | CA |
| Zip | 94931-4109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITYCO |
| Legal Description | 74 FORM PT OF 144-120-13 PER M/D LOT 1B PM 21 |
| Legal Subdivision | PARCEL MAP NO 21 |
| Legal Block | 2 |
| Legal Lot Number | 1B |
| Jurisdiction | SONOMA CA |
| Township / Civil Division | PETALUMA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 151206 |
Source: Sonoma County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 749 RICHARDSON LN, COTATI, CA 94931-4109 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 20, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage REDWOOD CU |
| Dec 18, 2017 | Deed of Trust, Mortgage · Line of Credit UMPQUA BANK |
| Oct 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK |
| Mar 13, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 21, 2014 · Amount on Record |
| Deed Sale | Apr 21, 2014 · Amount on Record |
| Prior Sale | Aug 1, 2008 · Amount on Record |
| Deed Document Number | 201426745 |
| Last Transfer Date | Mar 10, 2020 |
| Transfer Doc | 0000019797 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 749 RICHARDSON LN, COTATI, CA 94931-4109 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 749 RICHARDSON LN, COTATI, CA 94931-4109 |
| Document Number | 0000043757 |
|---|---|
| Date | Sep 20, 2023 |
| Instrument | 2023043757 |
| Name | REDWOOD CU |
|---|---|
| Type | Credit Union |
| Address | SANTA ROSA, CA 95403 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 749 RICHARDSON LN, COTATI, CA 94931-4109 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000097333 |
|---|---|
| Date | Dec 18, 2017 |
| Instrument | 2017097333 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | SPOKANE, WA 99216 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 749 RICHARDSON LN, COTATI, CA 94931-4109 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATL TTL SONOMA NAP |
| Name | Verified Name |
|---|---|
| Address | 749 RICHARDSON LN, COTATI, CA 94931-4109 |
| Document Number | 0000093374 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 2020093374 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | PORTLAND, OR 97224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | Mar 13, 2020 |
| Property Address | 749 RICHARDSON LN, COTATI, CA 94931-4109 |
| Document Number | 0000019797 |
| Instrument Date | Mar 10, 2020 |
| Instrument | 19797 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 749 RICHARDSON LN COTATI CA 949314109, COTATI, CA 94931-4109 |
Source: Sonoma County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sonoma County |
| Municipality | Cotati City |
| Unified School District | Cotati-Rohnert Park Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $950,277 (+2%) Land $381,360 Building $568,917 | |
| 2025 | $11,015.00 (+2.96%) Homeowner's exemption | $931,645 (+4.04%) Land $373,883 Building $557,762 |
| 2023 | $10,698.00 (+1.77%) Homeowner's exemption | $895,469 Land $359,365 Building $536,104 |
| 2022 | $10,512.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 75% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COTATI serves 7,290 people · EPA ID CA4910016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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