745 Richardson Ln, Cotati, CA 94931 Property Records

Sonoma County property record for 745 Richardson Ln, Cotati, CA 94931

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,730 sqft · built 1990
Lot Size1.58 acres (69,260 sqft)
OwnerCompany Name on Record
Last Sale$1,100,000 (Dec 2006)
Tax Bill$17,198 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Feb 2018 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN144-120-025-000

Property Details

APN / Parcel Number

Primary APN144-120-025-000
Alternative APN
  • 144-120-025

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area3,730 sqft Living Area
Gross Area4,360 sqft
1st Floor Area1,250 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1991
Construction TypeWood
Lot Area69,260 sqft
Garage TypeAttached
Garage Area630 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Old Parcel Number144-120-025
Street Address745 RICHARDSON LN
CityCOTATI
StateCA
Zip94931-4109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITYCO
Legal Description91 FM PT 144-120-23 PM 90 PCL 2
Legal SubdivisionCITY OF COTATI
Legal Block2
Legal Lot Number2
JurisdictionSONOMA CA
Township / Civil DivisionPETALUMA
Census Block Group2
Census Block2002
Census Tract151206

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address745 RICHARDSON LN, COTATI, CA 94931-4109
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Feb 2, 2018Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Mar 18, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 28, 2006 · Amount on Record
Deed SaleDec 28, 2006 · Amount on Record
Deed Document Number2006160465
Prior Transfer DateJul 29, 2004
Prior Transfer Doc0000119565
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address745 RICHARDSON LN, COTATI, CA 94931-4109
Transaction TypeMortgage
Record UpdatedJun 8, 2026
Title CompanySOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address745 RICHARDSON LN, COTATI, CA 94931-4109

Mortgage

Document Number0000021445
DateFeb 23, 2021
Instrument2021021445
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address745 RICHARDSON LN, COTATI, CA 94931-4109
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007638
DateFeb 2, 2018
Instrument2018007638
Lender
NameTHIRD FSLA OF CLEVELAND
TypeLending Institution
AddressSAN DIEGO, CA 92108
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJan 11, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSONOMA CA
Recording DateMar 18, 2019
Property Address745 RICHARDSON LN, COTATI, CA 94931-4109
Document Number0000018245
Instrument DateFeb 21, 2019
Instrument18245
Transaction TypeTransfer
Record UpdatedMar 29, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address745 RICHARDSON LN COTATI CA 949314109, COTATI, CA 94931-4109

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
MunicipalityCotati City
Unified School DistrictCotati-Rohnert Park Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,503,228 (+2%) Land $683,285 Building $819,943
2025$17,198.00 (+2.93%) Homeowner's exemption$1,473,754 (+4.04%) Land $669,888 Building $803,866
2023$16,708.00 (+1.76%) Homeowner's exemption$1,416,527 Land $643,876 Building $772,651
2022$16,419.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 75% of California
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COTATI
serves 7,290 people · EPA ID CA4910016
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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