749 Palm Hammock Cir, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 749 Palm Hammock Cir, Saint Augustine, FL 32095

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,739 sqft · built 1996
Lot Size0.21 acres (9,147 sqft)
OwnerIndividual Name on Record
Last Sale$251,000 (Oct 2020)
Tax Bill$3,180 (2025)
Deeds & MortgagesApr 2018 Mortgage
Oct 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN074531-1490

Property Details

APN / Parcel Number

Primary APN074531-1490

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area1,739 sqft Living Area
Gross Area2,379 sqft
1st Floor Area1,739 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2006
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,147 sqft (0.21 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address749 PALM HAMMOCK CIR
CitySAINT AUGUSTINE
StateFL
Zip32095-8044
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description28/110-116 EAGLE CREEK OF ST AUGUSTINE LOT 149 OR5068/551
Legal Range29E
Legal Township06S
Legal Section50
Legal SubdivisionEAGLE CREEK OF ST AUGUSTINE
Legal Block2
Legal Lot Number149
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2001
Census Tract20606

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address749 PALM HAMMOCK CIR, SAINT AUGUSTINE, FL 32095-8044
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2018Deed of Trust, Mortgage · Conventional Mortgage
SUNTRUST MORTGAGE INC
Oct 12, 2020Warranty Deed, Transfer · VA Mortgage
CARDINAL FINANCIAL COMPANY LP
May 2, 2018Warranty Deed, Construction Loan · Construction Mortgage
PATRICK J MAGUIRE
Mar 15, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 12, 2020 · Amount on Record
Deed SaleOct 12, 2020 · Amount on Record
Prior SaleFeb 9, 2001 · Amount on Record
Deed Document Number202089656
Deed Book / Page5068 / 551
Prior Transfer DateFeb 1, 2017
Prior Transfer Doc0043440278
Record UpdatedJun 8, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address749 PALM HAMMOCK CIR, SAINT AUGUSTINE, FL 32095-8044
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0045331958
DateApr 19, 2018
Book Page4533/1958
Instrument2018026489
Lender
NameSUNTRUST MORTGAGE INC
TypeMortgage Company
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 1, 2033

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateOct 12, 2020
Property Address749 PALM HAMMOCK CIR, SAINT AUGUSTINE, FL 32095-8044
Document Number0050680551
Book / Page5068 / 551
Map ReferenceMB 20 PG 110-116
Instrument DateSep 22, 2020
Instrument2020089656
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyLAND TITLE OF AMERICA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,757.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address925 S PONCE DE LEON BLVD, 925, SAINT AUGUSTINE, FL 32084-4265

Transferred To (Grantee/Buyer)

NameVerified Name
Address749 PALM HAMMOCK CIR, SAINT AUGUSTINE, FL 32095-8044

Mortgage

Document Number5068553
DateOct 12, 2020
Instrument5068/553
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

May 2018: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMay 2, 2018
Property Address749 PALM HAMMOCK CIR, SAINT AUGUSTINE, FL 32095-8044
Document Number0045401503
Book / Page004540 / 001503
Instrument DateFeb 5, 2018
Instrument29960
Transaction TypeConstruction Loan
Record UpdatedJun 1, 2018
Title CompanyESTATE TITLE/STATE AUGUSTINE INC, ESTATE TITLE/ST AUGUSTINE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,295.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1053 RIDGEWOOD LN ST AUGUSTINE FL 320863237, ST AUGUSTINE, FL 32086-3237

Mortgage

Document Number45401505
DateMay 2, 2018
Book Page004540/001505
Instrument29961
Lender
NamePATRICK J MAGUIRE
Special NotesSeller Financed
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMay 1, 2019

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateMar 15, 2017
Property Address749 PALM HAMMOCK CIR, SAINT AUGUSTINE, FL 32095-8044
Document Number0043440278
Book / Page004344 / 000278
Instrument DateMar 9, 2017
Instrument18056
Transaction TypeTransfer
Record UpdatedApr 7, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5730 SAINT AMBROSE CHURCH RD ELKTON FL 320332702, ELKTON, FL 32033-2702

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$255,962 (+2.7%)$295,319 (-5.19%) Land $65,000 Building $230,319
2025$3,180.00 (+13.25%) Homeowner's exemption$249,233 (+5.99%)$311,475 (+0.48%) Land $60,000 Building $251,475
2024$2,808.00 (+2.11%)
2023$2,750.00 (+3.19%) Homeowner's exemption$235,154 (+3%)$309,997 (+4.2%) Land $70,000 Building $239,997
2022$2,665.00 Homeowner's exemption$228,305$297,489 Land $61,600 Building $235,889

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 252 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies350 units insured
incl. 98 condo units
Nearby Flood Claims17 (2012–2024)
Claims Outside the SFHA1 of 17
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Matthew, Oct 2016 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-EAGLE CREEK WS
serves 655 people · EPA ID FL2554353
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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