733 Palm Hammock Cir, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 733 Palm Hammock Cir, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,530 sqft · built 1996
Lot Size	0.11 acres (4,791 sqft)
Owner	2 Individual Names on Record
Last Sale	$184,000 (Aug 2015)
Tax Bill	$2,114 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage
Flood Zone	Zone X (moderate risk)
APN	`074531-1530`

Property Details

APN / Parcel Number

Primary APN	`074531-1530`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,530 sqft Living Area
Gross Area	2,034 sqft
1st Floor Area	1,530 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2001
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,791 sqft (0.11 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	161 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	733 PALM HAMMOCK CIR
City	SAINT AUGUSTINE
State	FL
Zip	32095-8044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	28/110-116 EAGLE CREEK OF ST AUGUSTINE LOT 153 OR4074/1287
Legal Range	29E
Legal Township	06S
Legal Section	50
Legal Subdivision	EAGLE CREEK OF ST AUGUSTINE
Legal Block	2
Legal Lot Number	153
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2001
Census Tract	20606

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	733 PALM HAMMOCK CIR, SAINT AUGUSTINE, FL 32095-8044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2015 · Amount on Record
Deed Sale	Aug 21, 2015 · Amount on Record
Prior Sale	Jul 16, 2004 · Amount on Record
Deed Document Number	201553080
Deed Book / Page	4074 / 1287
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	733 PALM HAMMOCK CIR, SAINT AUGUSTINE, FL 32095-8044
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	733 PALM HAMMOCK CIR, SAINT AUGUSTINE, FL 32095-8044

Mortgage

Document Number	0062601065
Date	Nov 21, 2025
Book Page	6260/1065
Instrument	2025094988

Lender

Name	COMMUNITY FIRST CREDIT UNION OF FLORIDA
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 17, 2035

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,008 (+2.7%)	$266,526 (-3.69%) Land $65,000 Building $201,526
2025	$2,114.00 (+14.77%) Homeowner's exemption	$170,407 (+2.9%)	$276,737 (-3.86%) Land $60,000 Building $216,737
2024	$1,842.00 (+2.22%) Homeowner's exemption	$165,604 (+3%)	$287,850 (+3.1%) Land $74,000 Building $213,850
2023	$1,802.00 (+3.74%) Homeowner's exemption	$160,781 (+3%)	$279,206 (+4.64%) Land $70,000 Building $209,206
2022	$1,737.00 Homeowner's exemption	$156,098	$266,826 Land $61,600 Building $205,226

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 252 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	350 units insured incl. 98 condo units
Nearby Flood Claims	17 (2012–2024)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 4 claims Hurricane Matthew, Oct 2016 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-EAGLE CREEK WS serves 655 people · EPA ID FL2554353
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20