749 Meridian St, Florence, AL 35630 Property Records

Lauderdale County property record for 749 Meridian St, Florence, AL 35630

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,584 sqft · built 1920
Lot Size	0.469 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$349,500 (May 2025)
Tax Bill	$974 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-02-10-1-005-016-000`

Property Details

APN / Parcel Number

Primary APN	`24-02-10-1-005-016-000`
Alternative APNs	`099807` `19047` `99807`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,584 sqft Living Area
1st Floor Area	2,284 sqft
2nd Floor Area	300 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Exterior Material	Stucco
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,473 sqft (0.469 acres)
Lot Dimensions	155 ft deep x 51 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	99807
Street Address	749 MERIDIAN ST
City	FLORENCE
State	AL
Zip	35630-3522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Description	51.92 X 169.07 IRR ORIGINAL MAP OF J B DARBYS SD BLK 626 LOTS 11 AND 12 .47 AC/C PB 1 PG 31 .47 C/C HISTORICAL DISTRICT SEC 1
Legal Range	11W
Legal Township	03S
Legal Section	10
Legal Subdivision	CITY OF FLORENCE BLOCK 0626
Legal Block	626
Legal Lot Number	11-12
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1028
Census Tract	10600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Wood Avenue Historic District (Boundary Increase) listed 1996 · 60 contributing resources · NRIS 96000020

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	749 MERIDIAN ST, FLORENCE, AL 35630-3522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2019	Deed of Trust, Mortgage · Commercial Mortgage PROGRESS BANK & TRUST
Jul 6, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC
Mar 19, 2019	Warranty Deed, Transfer · Commercial Mortgage BANK INDEPENDENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2025 · Amount on Record
Deed Sale	May 21, 2025 · Amount on Record
Prior Sale	Jul 6, 2021 · Amount on Record
Deed Document Number	0202522843
Deed Book / Page	2025 / 22843
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	749 MERIDIAN ST, FLORENCE, AL 35630-3522
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2019/54729
Date	Dec 17, 2019
Book Page	2019/54729

Lender

Name	PROGRESS BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Jul 6, 2021
Property Address	749 MERIDIAN ST, FLORENCE, AL 35630-3522
Document Number	2021/41798
Book / Page	2021 / 41798
Instrument Date	Jul 2, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 MONTCLAIR DR, KILLEN, AL 35645-8019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	749 MERIDIAN ST, FLORENCE, AL 35630-3522

Mortgage

Document Number	202141801202141801
Date	Jul 6, 2021
Instrument	2021/41801202141801

Lender

Name	HOMESIDE FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Mar 19, 2019
Property Address	749 MERIDIAN ST, FLORENCE, AL 35630-3522
Document Number	2019/10170
Book / Page	2019 / 10170
Instrument Date	Mar 12, 2019
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 CAMELOT WAY, FLORENCE, AL 35633-4187

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1129 N WOOD AVE, FLORENCE, AL 35630-3011
Investor	Possibly a Property Investor

Mortgage

Document Number	2019/10172
Date	Mar 19, 2019
Book Page	2019/10172

Lender

Name	BANK INDEPENDENT
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Florence City
Unified School District	Florence City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$974.00 (+7.51%) Homeowner's exemption	$21,200 (+6.96%)	$214,260 (+8.21%) Land $18,300 Building $195,960
2024	$906.00 (+12.97%) Homeowner's exemption	$19,820 (+1,357.35%) Land $1,520 Building $18,300	$198,000 (+11.93%) Land $15,100 Building $182,900
2023	$802.00 (+17.25%) Homeowner's exemption	$1,360 (-91.1%) Land $1,360	$176,900 (+15.77%) Land $13,600 Building $163,300
2022	$684.00 Homeowner's exemption	$15,280	$152,800 Land $15,000 Building $137,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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