738 Meridian St, Florence, AL 35630 Property Records

Lauderdale County property record for 738 Meridian St, Florence, AL 35630

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,585 sqft · built 1920
Lot Size	0.206 acres (9,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$988 (2023)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-02-10-1-005-005-000`

Property Details

APN / Parcel Number

Primary APN	`24-02-10-1-005-005-000`
Alternative APNs	`035780` `53597` `35780`

Interior

Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,585 sqft Living Area
1st Floor Area	1,442 sqft
2nd Floor Area	143 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,000 sqft
Lot Dimensions	150 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	35780
Street Address	738 MERIDIAN ST
City	FLORENCE
State	AL
Zip	35630-3523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Description	60 X 150 IRR H C JONES SD LOT 11 & CITY OF FLORENCE BLK 627 PT OF LOT 6 FI 93-167 FR 62
Legal Range	11W
Legal Township	03S
Legal Section	10
Legal Subdivision	H C JONES
Legal Block	627
Legal Lot Number	11,6
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1023
Census Tract	10600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Wood Avenue Historic District (Boundary Increase) listed 1996 · 60 contributing resources · NRIS 96000020

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	738 MERIDIAN ST, FLORENCE, AL 35630-3523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT COM LLC
Apr 4, 2017	Deed of Trust, Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	738 MERIDIAN ST, FLORENCE, AL 35630-3523
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002026/104
Date	Jan 5, 2026
Book Page	2026/104

Lender

Name	LOANDEPOT COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2056

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	738 MERIDIAN ST, FLORENCE, AL 35630-3523
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/13709
Date	Apr 4, 2017
Book Page	2017/13709

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Florence City
Unified School District	Florence City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Senior Citizen's exemption	$24,160 (+2,846.34%)	$243,100 (+20.59%) Land $10,800 Building $232,300
2023	$988.00 (+41.14%) Homeowner's exemption Senior Citizen's exemption	$820 (-95.24%) Land $820	$201,600 (+17.14%) Land $8,000 Building $193,600
2022	$700.00 Homeowner's exemption Senior Citizen's exemption	$17,220	$172,100 Land $8,800 Building $163,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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