749 Lott Rd, Coldwater, MI 49036 Property Records

Branch County property record for 749 Lott Rd, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 2003
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on Record
Last Sale	$79,900 (Jun 2017)
Tax Bill	$2,166 (2025)
Deeds & Mortgages	Mar 2018 Sale Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`080-019-300-020-00`

Property Details

APN / Parcel Number

Primary APN	`080-019-300-020-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Modular
Lot Area	45,302 sqft (1.04 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	749 LOTT RD
City	COLDWATER
State	MI
Zip	49036-9411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 233 FT N 1/2, NE 1/4, SW 1/4, EXC S 466 FT SEC L614 P845
Jurisdiction	BRANCH MI
Township / Civil Division	QUINCY
Census Block Group	1
Census Block	1046
Census Tract	951301

Owner

Source: Branch County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	749 LOTT RD, COLDWATER, MI 49036-9411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2018	Warranty Deed, Transfer
Jun 23, 2017	Warranty Deed, Transfer · ARM SOUTHERN MICHIGAN BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2017 · Amount on Record
Deed Sale	Jun 23, 2017 · Amount on Record
Prior Sale	Jun 24, 2013 · Amount on Record
Deed Document Number	20174350
Record Updated	Sep 20, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Mar 13, 2018
Property Address	749 LOTT RD, COLDWATER, MI 49036-9411
Document Number	201801464
Instrument Date	Mar 6, 2018
Instrument	2018-01464
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	175 N MICHIGAN AVE, 175, COLDWATER, MI 49036-1574

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	749 LOTT RD, COLDWATER, MI 49036-9411

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Jun 23, 2017
Property Address	749 LOTT RD, COLDWATER, MI 49036-9411
Document Number	201704350
Instrument Date	Jun 22, 2017
Instrument	2017-04350
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$688.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	420 S CLAY ST, 420, COLDWATER, MI 49036-2162

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 N MICHIGAN AVE, COLDWATER, MI 49036-1574

Mortgage

Document Number	201704351
Date	Jun 23, 2017
Instrument	2017-04351

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2032

Interest

Rate Type	Adjustable Rate
Rate	4.95%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2022
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	6.95%
Index	1-Year CMT
Max Rate	10.9%

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Quincy Township
Unified School District	Quincy Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,200 (+2.5%)	$136,400 (+2.5%)
2025	$2,166.00 (+2.85%)	$66,536	$133,072
2024	$2,106.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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