Branch County property record for 719 Lott Rd, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,364 sqft · built 1973 |
| Lot Size | 1.37 acres (59,677 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,000 (Sep 2026) |
| Tax Bill | $2,588 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage May 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-019-300-010-00 |
| Primary APN | 080-019-300-010-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,364 sqft Building Perimeter |
| 1st Floor Area | 1,212 sqft |
| Basement Area | 1,152 sqft |
| Unfinished Basement | 1,152 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Lot Area | 59,677 sqft (1.37 acres) |
| Garage Area | 1,020 sqft |
| Street Address | 719 LOTT RD |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-9402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM 472 FT E OF W 1/4 POST TH E 180 FT TH S 331 FT TH W 180 FT TH N 131 FT TO POB SEC 19 T6S R5W |
| Legal Range | 05W |
| Legal Township | 06S |
| Legal Section | 19 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | QUINCY |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 951301 |
Source: Branch County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 160 LEE ROGERS RD, HUBERT, NC 28539-4026 |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Sep 21, 2026 | Warranty Deed, Transfer · Conventional Mortgage HONOR CREDIT UNION |
| May 3, 2017 | Deed of Trust, Mortgage · Line of Credit CENTURY BANK & TRUST |
| Oct 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CENTURY BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2026 · Amount on Record |
| Deed Sale | Sep 21, 2026 · Amount on Record |
| Prior Sale | Sep 18, 1997 · Amount on Record |
| Deed Document Number | 20265866 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Sep 21, 2026 |
| Property Address | 719 LOTT RD, COLDWATER, MI 49036-9402 |
| Document Number | 0000005866 |
| Instrument Date | Sep 17, 2026 |
| Instrument | 20265866 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2026 |
| Title Company | BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $208,464.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 160 LEE ROGERS RD, HUBERT, NC 28539-4026 |
| Document Number | 0000005867, |
|---|---|
| Date | Sep 21, 2026 |
| Instrument | 20265867 |
| Name | HONOR CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 719 LOTT RD, COLDWATER, MI 49036-9402 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201703225 |
|---|---|
| Date | May 3, 2017 |
| Instrument | 2017-03225 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COLDWATER, MI 49036 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 117 Months |
| Due | Feb 1, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 719 LOTT RD, COLDWATER, MI 49036-9402 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2020 |
| Name | Verified Name |
|---|
| Document Number | 202007375 |
|---|---|
| Date | Oct 28, 2020 |
| Instrument | 2020-07375 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COLDWATER, MI 49036 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Quincy Township |
| Unified School District | Quincy Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $150,875 (+4.06%) | $301,750 (+4.06%) | |
| 2025 | $2,588.00 (+2.7%) | $144,989 | $289,978 |
| 2024 | $2,520.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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