749 Cross Creek Rd, Ridgeway, SC 29130 Property Records

Fairfield County property record for 749 Cross Creek Rd, Ridgeway, SC 29130

Property Summary

Property Type	Single Family Home
Details	2,642 sqft
Lot Size	7.57 acres (329,749 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Nov 2020)
Tax Bill	$2,435 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`217-00-00-065-000`

Property Details

APN / Parcel Number

Primary APN	`217-00-00-065-000`
Alternative APN	`18116`

Interior

Stories	1 Story
Building Area	2,642 sqft Living Area
Gross Area	3,921 sqft
1st Floor Area	1,751 sqft
2nd Floor Area	611 sqft
Upper Floors Area	280 sqft

Exterior

Exterior Material	Brick Veneer
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	329,749 sqft (7.57 acres)
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	104 sqft
Deck Area	335 sqft
Patio Area	626 sqft

Location & Zoning

Account Number	18116
Street Address	749 CROSS CREEK RD
City	RIDGEWAY
State	SC
Zip	29130-8150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-1
Legal Description	749 CROSS CREEK RD KS
Jurisdiction	FAIRFIELD SC
Township / Civil Division	RIDGEWAY
Census Block Group	1
Census Block	1024
Census Tract	960301

Owner

Source: Fairfield County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	749 CROSS CREEK RD, RIDGEWAY, SC 29130-8150
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2020 · Amount on Record
Deed Sale	Nov 30, 2020 · Amount on Record
Deed Document Number	20202777
Deed Book / Page	1440 / 36
Record Updated	Oct 29, 2026

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FAIRFIELD SC
Recording Date	Nov 30, 2020
Property Address	749 CROSS CREEK RD, RIDGEWAY, SC 29130-8150
Document Number	0000002777
Book / Page	1440 / 36
Map Reference	PS 571 PG 1506
Instrument Date	Nov 6, 2020
Instrument	202000002777
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,017.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	749 CROSS CREEK RD, RIDGEWAY, SC 29130-8150

Mortgage

Document Number	2778144043
Date	Nov 30, 2020
Instrument	202000002778144043

Lender

Name	FIRST FEDERAL COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Fairfield County
Unified School District	Fairfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,435.00 (+14.7%)	$22,124 (+98.24%) Land $2,862 Building $19,262	$548,600 (+99.85%) Land $67,800 Building $480,800
2024	$2,123.00 (-2.12%)	$11,160 (-) Land $2,862 Building $8,298	$274,500 (-) Land $67,800 Building $206,700
2023	$2,169.00 (+8.94%)	$11,160 (-) Land $2,862 Building $8,298	$274,500 (-) Land $67,800 Building $206,700
2022	$1,991.00	$11,160 Land $2,862 Building $8,298	$274,500 Land $67,800 Building $206,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 62% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: TruVista Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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