209 Cross Creek Rd, Ridgeway, SC 29130 Property Records

Fairfield County property record for 209 Cross Creek Rd, Ridgeway, SC 29130

Property Summary

Property Type	Rural Home
Details	4,572 sqft · built 2020
Lot Size	8.11 acres (353,272 sqft)
Owner	Individual Name on File
Last Sale	$634,000 (Aug 2021)
Tax Bill	$15 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Nov 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`217-00-00-053-000`

Property Details

APN / Parcel Number

Primary APN	`217-00-00-053-000`
Alternative APN	`18088`

Interior

Stories	1 Story
Building Area	4,572 sqft Living Area
Gross Area	5,712 sqft
1st Floor Area	2,055 sqft
2nd Floor Area	2,517 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Metal
Roof Type	Gable
Roof Material	Metal
Lot Area	353,272 sqft (8.11 acres)
Garage Area	480 sqft
Porch	Slab
Deck Area	80 sqft

Location & Zoning

Account Number	18088
Street Address	209 CROSS CREEK RD
City	RIDGEWAY
State	SC
Zip	29130-7668
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RD-1
Legal Description	209 CROSS CREEK ROAD 200FT N OF CNTY LINE ON S-20-115 N UP D KS
Jurisdiction	FAIRFIELD SC
Township / Civil Division	RIDGEWAY
Census Block Group	1
Census Block	1024
Census Tract	960301

Owner

Source: Fairfield County records · APN 217-00-00-053-000

Assessment roll updated March 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	209 CROSS CREEK RD, RIDGEWAY, SC 29130-7668
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 03, 2021	Deed, Transfer · VA Mortgage KELLER MORTGAGE LLC
Nov 24, 2020	Deed of Trust, Mortgage ALLIED MTG
Dec 10, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage ALLIED MORTGAGE GROUP INC
Dec 27, 2019	Deed of Trust, Construction Loan · Construction Mortgage AGSOUTH FLCA
Oct 14, 2019	Grant Deed, Transfer ATTORNEY ONLY
Mar 18, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 03, 2021 · Amount on Record
Deed Sale	Aug 03, 2021 · Amount on Record
Prior Sale	Oct 14, 2019 · Amount on Record
Deed Document Number	20212217
Deed Book / Page	1482 / 48
Prior Transfer Date	Nov 24, 2020
Prior Transfer Doc	0000002900
Record Updated	Sep 20, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FAIRFIELD SC
Recording Date	Aug 03, 2021
Property Address	209 CROSS CREEK RD, RIDGEWAY, SC 29130-7668
Document Number	0000002217
Book / Page	1482 / 48
Map Reference	PB HY PG 323
Instrument Date	Jul 14, 2021
Instrument	202100002217
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	209 CROSS CREEK RD, RIDGEWAY, SC 29130-7668

Mortgage

Document Number	0000002218
Date	Aug 03, 2021
Book Page	1482/51
Instrument	202100002218

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2051

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD SC
Property Address	209 CROSS CREEK RD, RIDGEWAY, SC 29130-7668
Document Number	0000002901
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	209 CROSS CREEK RD RIDGEWAY SC 291307668, RIDGEWAY, SC 29130-7668

Mortgage

Document Number	0000002901
Date	Dec 10, 2020
Book Page	001442/000103
Instrument	2901

Lender

Name	ALLIED MTG
Type	Mortgage Company
Address	BALA CYNWYD, PA 19004

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 09, 2050

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FAIRFIELD SC
Recording Date	Dec 10, 2020
Property Address	209 CROSS CREEK RD, RIDGEWAY, SC 29130-7668
Document Number	0000002900
Book / Page	1442 / 100
Map Reference	BK HY PG 323
Instrument Date	Nov 24, 2020
Instrument	202000002900
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	EQUITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	209 CROSS CREEK RD, RIDGEWAY, SC 29130-7668

Mortgage

Document Number	29011442103
Date	Dec 10, 2020
Instrument	2020000029011442103

Lender

Name	ALLIED MORTGAGE GROUP INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2019: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD SC
Recording Date	Dec 27, 2019
Property Address	209 CROSS CREEK RD, RIDGEWAY, SC 29130-7668
Document Number	0000002817
Book / Page	001392 / 000224
Instrument Date	Dec 20, 2019
Instrument	2817
Transaction Type	Construction Loan
Record Updated	Jun 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	CROSS CREEK DR RIDGEWAY SC 29130, RIDGEWAY, SC 29130

Mortgage

Document Number	0000002817
Date	Dec 27, 2019
Book Page	001392/000224
Instrument	2817

Lender

Name	AGSOUTH FLCA
Address	STATESBORO, GA 30459

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	384 Months
Due	Dec 26, 2051

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FAIRFIELD SC
Recording Date	Oct 14, 2019
Property Address	209 CROSS CREEK RD, RIDGEWAY, SC 29130-7668
Document Number	0000002211
Book / Page	001383 / 000130
Instrument Date	Oct 10, 2019
Instrument	2211
Transaction Type	Transfer
Record Updated	Jun 01, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$178.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 CAMDEN CHASE COLUMBIA SC 292238410, COLUMBIA, SC 29223-8410

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FAIRFIELD SC
Recording Date	Mar 18, 2019
Property Address	209 CROSS CREEK RD, RIDGEWAY, SC 29130-7668
Document Number	0000000579
Book / Page	001357 / 000075
Instrument Date	Mar 07, 2019
Instrument	579
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3622 BOUNDBROOK LN COLUMBIA SC 292063404, COLUMBIA, SC 29206-3404

Tax Assessment & Valuation

Source: Fairfield County records · Assessment roll updated March 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Fairfield County
Unified School District	Fairfield County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15.00	$40 (-) Land $40	$782,100 (+24.64%) Land $86,100 Building $696,000
2024	$15.00	$40 (-) Land $40	$627,500 (-) Land $86,100 Building $541,400
2023	$15.00 (+7.14%)	$40 (-) Land $40	$627,500 (-) Land $86,100 Building $541,400
2022	$14.00	$40 Land $40	$627,500 Land $86,100 Building $541,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 48% of the US · above 48% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: TruVista Communications.

Based on FCC filings for 20 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cross Creek Rd

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