Highlands County property record for 749 Bay St, Sebring, FL 33870
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,683 sqft · built 1985 |
| Lot Size | 0.171 acres (7,475 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,758 (2024) |
| Deeds & Mortgages | Aug 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | S2949010088B0060 |
| Primary APN | S2949010088B0060 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,683 sqft Living Area |
| 1st Floor Area | 2,680 sqft |
| Office | 792 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Aluminum Siding |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,475 sqft (0.171 acres) |
| Lot Dimensions | 145 ft deep x 50 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 42 sqft |
| Fence | Fence |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|
| Old Parcel Number | S2949010088B0060 |
|---|---|
| Street Address | 749 BAY ST |
| City | SEBRING |
| State | FL |
| Zip | 33870-3802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | KENILWORTH PARK PER PB 2-PG 63 LOT 6 BLK 88B |
| Legal Range | 29E |
| Legal Township | 34S |
| Legal Section | 29 |
| Legal Subdivision | KENILWORTH PARK |
| Legal Block | 88B |
| Legal Lot Number | 6 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 961100 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 749 BAY ST, SEBRING, FL 33870-3802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 19, 1998 |
| Deed Sale | Jun 19, 1998 |
| Deed Document Number | 0014111522 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 749 BAY ST, SEBRING, FL 33870-3802 |
| Document Number | 0001954453 |
| Instrument Date | Aug 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 749 BAY ST SEBRING FL 338703802, SEBRING, FL 33870-3802 |
| Document Number | 0001954453 |
|---|---|
| Date | Sep 4, 2019 |
| Book Page | 002710/001315 |
| Instrument | 1954453 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 3, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Municipality | Sebring City |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $116,484 (+12.7%) | $282,244 (+10.31%) Land $4,208 Building $278,036 | |
| 2024 | $1,758.00 (+13.64%) | ||
| 2023 | $1,547.00 (+7.06%) Homeowner's exemption | $103,356 (+3%) | $255,857 (+24.49%) Land $4,208 Building $251,649 |
| 2022 | $1,445.00 Homeowner's exemption | $100,346 | $205,516 Land $4,208 Building $201,308 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHEAST serves 2,828 people · EPA ID FL6531742 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 19 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: T-Mobile, Verizon.
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