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739 Bay St, Sebring, FL 33870 Property Records

Highlands County property record for 739 Bay St, Sebring, FL 33870

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,447 sqft · built 1959
Lot Size0.24 acres (10,465 sqft)
Owner2 Individual Names on Record
Last Sale$199,900 (Jul 2024)
Tax Bill$395 (2024)
Deeds & MortgagesSep 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNS294907008820070

Property Details

APN / Parcel Number

Primary APNS294907008820070
Alternative APN
  • S-29-34-29-070-0882-0070

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,447 sqft Living Area
1st Floor Area1,158 sqft
FlooringTerrazzo
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1972
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,465 sqft (0.24 acres)
Lot Dimensions145 ft deep x 70 ft wide
Garage TypeCarport
CarportCarport
DrivewayDriveway
Driveway Area792 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area504 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel NumberS294907008820070
Street Address739 BAY ST
CitySEBRING
StateFL
Zip33870-3802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTOWN OF SEBRING IN 29-34-29 LOT 7 + WLY 20 FT OF LOT 8 BLK 88B
Legal Range29E
Legal Township34S
Legal Section29
Legal SubdivisionLIMETREE VILLAS
Legal Block88B
Legal Lot Number7
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group1
Census Block1035
Census Tract961100

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address727 BAY ST, SEBRING, FL 33870-3802
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleJul 10, 2024 · Amount on Record
Deed SaleJul 10, 2024 · Amount on Record
Prior SaleSep 1, 2023 · Amount on Record
Deed Document Number2211996
Deed Book / Page3054 / 1952
Record UpdatedJun 8, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateSep 1, 2023
Property Address739 BAY ST, SEBRING, FL 33870-3802
Document Number0002167419
Book / Page2996 / 909
Map ReferencePG 6
Instrument DateAug 31, 2023
Instrument2167419
Transaction TypeTransfer
Record UpdatedSep 19, 2023
Title CompanyTRULY TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,225.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address104 HILL CT, SEBRING, FL 33875-9767

Transferred To (Grantee/Buyer)

NameVerified Name
Address739 BAY ST, SEBRING, FL 33870-3802

Mortgage

Document Number0002996911
DateSep 1, 2023
Instrument2996/911
Lender
NameMETROPLEX MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2053

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
MunicipalitySebring City
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$150,126 (+194.51%) Land $5,890 Building $144,236$150,126 (+15.14%) Land $5,890 Building $144,236
2024$395.00 (-39.88%)
2023$657.00 (-5.87%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption$50,975 (+3%)$130,386 (+24.79%) Land $5,890 Building $124,496
2022$698.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$49,490$104,481 Land $5,890 Building $98,591

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHEAST
serves 2,828 people · EPA ID FL6531742
Water SourceGroundwater
Last State InspectionMay 2023
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting19
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

May also be available: T-Mobile, Verizon.

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