7487 Renfro Rd, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 7487 Renfro Rd, Cherry Valley, IL 61016

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,520 sqft · built 1986
Lot Size	0.308 acres (13,410 sqft)
Owner	Individual Name on Record
Last Sale	$126,500 (Jun 2023)
Tax Bill	$4,748 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jun 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`254C266`

Property Details

APN / Parcel Number

Primary APN	`254C266`
Alternative APN	`1602376003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,520 sqft Living Area
1st Floor Area	1,260 sqft
Basement Area	1,260 sqft
Finished Basement	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Frame
Roof Material	Asphalt
Lot Area	13,410 sqft (0.308 acres)
Garage Area	520 sqft
Driveway	Driveway
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	7487 RENFRO RD
City	CHERRY VALLEY
State	IL
Zip	61016-9787
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PLAT NO 4 VALLEY VIEW FARMS BNG SUB OFPT SW1/4 SEC 2-43-2 LOT 166
Legal Range	2
Legal Township	43
Legal Section	2
Legal Subdivision	PLAT NO 4 VALLEY VIEW FARMS
Legal Lot Number	166
Jurisdiction	WINNEBAGO IL
Township / Civil Division	CHERRY VALLEY
Census Block Group	1
Census Block	1022
Census Tract	3705

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7487 RENFRO RD, CHERRY VALLEY, IL 61016-9787
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · Line of Credit WINTRUST MORTGAGE
Jun 1, 2023	Warranty Deed, Transfer TULSA ABSTRACT AND TITLE COMPANY, TUA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2023 · Amount on Record
Deed Sale	Jun 1, 2023 · Amount on Record
Prior Sale	Jul 15, 2008 · Amount on Record
Deed Document Number	202311856
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Recording Date	Apr 21, 2026
Property Address	7487 RENFRO RD, CHERRY VALLEY, IL 61016-9787
Document Number	0000009575
Instrument Date	Apr 13, 2026
Instrument	20269575
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7487 RENFRO RD, CHERRY VALLEY, IL 61016-9787

Mortgage

Document Number	0000009575,
Date	Apr 21, 2026
Instrument	20269575

Lender

Name	WINTRUST MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 1, 2023
Property Address	7487 RENFRO RD, CHERRY VALLEY, IL 61016-9787
Document Number	0000011856
Map Reference	BK37 PG81B
Instrument Date	May 26, 2023
Instrument	2311856
Transaction Type	Transfer
Record Updated	Jun 28, 2023
Title Company	TULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

Amount	Amount Recorded
Tax	$189.75
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7487 RENFRO RD, CHERRY VALLEY, IL 61016-9787

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Cherry Valley Township
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,748.00 (+4.9%)	$72,042 (+10.55%) Land $11,484 Building $60,558	$216,126 (+10.55%) Land $34,452 Building $181,674
2024	$4,526.00	$65,167 (+35.61%) Land $10,388 Building $54,779	$195,501 (+35.61%) Land $31,164 Building $164,337
2022	Homeowner's exemption	$48,054 Land $10,677 Building $37,377	$144,162 Land $32,031 Building $112,131

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHERRY VALLEY serves 4,731 people · EPA ID IL2010050
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Renfro Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures