Winnebago County property record for 3709 Renfro Rd, Cherry Valley, IL 61016 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1960 |
| Square Footage | 2,340 sqft Living Area |
| Lot Size | 27,700 sqft (0.636 acres) |
| Garage | 816 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,729.00 (2025) |
Source: Winnebago County records · APN 254D039
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3709 RENFRO RD, CHERRY VALLEY, IL 61016-9783 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 23, 2026 | Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION |
| Aug 24, 2018 | Deed of Trust, Mortgage · Line of Credit MIDLAND STATES BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Jul 23, 2026 |
| Property Address | 3709 RENFRO RD, CHERRY VALLEY, IL 61016-9783 |
| Document Number | 0000018863 |
| Instrument Date | Jul 18, 2026 |
| Instrument | 202618863 |
| Transaction Type | Mortgage |
| Record Updated | Aug 06, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3709 RENFRO RD, CHERRY VALLEY, IL 61016-9783 |
| Document Number | 0000018863, |
|---|---|
| Date | Jul 23, 2026 |
| Instrument | 202618863 |
| Name | UNION CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 3709 RENFRO RD, CHERRY VALLEY, IL 61016-9783 |
| Document Number | 0001024990 |
| Instrument Date | Aug 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 3709 RENFRO RD CHERRY VALLEY IL 610169783, CHERRY VALLEY, IL 61016-9783 |
| Document Number | 0001024990 |
|---|---|
| Date | Aug 29, 2018 |
| Instrument | 1024990 |
| Name | MIDLAND STATES BK |
|---|---|
| Type | Bank |
| Address | ROCKFORD, IL |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 28, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
Source: Winnebago County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Cherry Valley Township |
| Unified School District | Rockford School District 205 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,729.00 | $62,872 (+27.25%) Land $17,227 Building $45,645 | $188,616 (+27.25%) Land $51,681 Building $136,935 |
| 2022 | Homeowner's exemption | $49,408 Land $10,677 Building $38,731 | $148,224 Land $32,031 Building $116,193 |
Source: FEMA National Flood Hazard Layer, Winnebago County (17201C), updated July 12, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 254D039 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,340 sqft Living Area |
| 1st Floor | 1,170 sqft 1st Floor |
| Basement Area | 1,170 sqft Basement |
| Finished Basement | 1,170 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 27,700 sqft (0.636 acres) |
| Garage Area | 816 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 254D039 |
|---|---|
| Street Address | 3709 RENFRO RD |
| City | CHERRY VALLEY |
| State | IL |
| Zip | 61016-9783 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SEILER SUB OF PT SE1/4 SEC 2-43-2 LOT32 |
| Legal Range | 2 |
| Legal Township | 43 |
| Legal Section | 2 |
| Legal Subdivision | SEILER SUB |
| Legal Lot Number | 32 |
| Jurisdiction | WINNEBAGO IL |
| Minor Civil Division | CHERRY VALLEY |
| Census Blockgroup | 1 |
| Census Block | 1017 |
| Census Tract | 3705 |
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