7485 Fourwinds Dr, Montgomery (Cincinnati), OH 45242 Property Records

Hamilton County property record for 7485 Fourwinds Dr, Montgomery, OH 45242

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 5,362 sqft · built 1965
Lot Size	0.464 acres (20,212 sqft)
Owner	2 Owner Names on File
Last Sale	$243,500 (Jun 2001)
Tax Bill	$16,430 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Oct 2017 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`603-0014-0074-00`

Property Details

APN / Parcel Number

Primary APN	`603-0014-0074-00`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	5,362 sqft Living Area
1st Floor Area	3,121 sqft
2nd Floor Area	2,241 sqft
Upper Floors Area	2,219 sqft
Basement Area	2,201 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	20,212 sqft (0.464 acres)
Lot Dimensions	225 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	44 sqft
Patio Area	237 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	7485 FOURWINDS DR
City	MONTGOMERY
State	OH
Zip	45242-5912
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOURWIND DR 90 X 225 LOT 69 FAIRWIND ACRES 3RDSUB
Legal Subdivision	FAIRWIND ACRES 3RD SUB
Legal Lot Number	69
Jurisdiction	HAMILTON OH
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1001
Census Tract	23902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Brown-Gorman Farm listed 2012 · 15 contributing resources · NRIS 12000463

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

The current owner of 7485 Fourwinds Dr bought it in June 2001.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	2 Owner Names on File
Mailing Address	7485 FOURWINDS DR, MONTGOMERY, OH 45242-5912
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Oct 17, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Dec 29, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
May 17, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 27, 2020	Deed of Trust, Mortgage · VA Mortgage FINANCE OF AMERICA MTG
Dec 1, 2019	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK
Mar 15, 2019	Deed of Trust, Mortgage · VA Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2001 · Amount on File
Deed Sale	Jun 12, 2001 · Amount on File
Prior Sale	Aug 30, 1999 · Amount on File
Deed Document Number	01-100973
Deed Book / Page	8599 / 00509
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7485 FOURWINDS DR, MONTGOMERY, OH 45242-5912
Transaction Type	Mortgage
Record Updated	Sep 21, 2021
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000102954
Date	Aug 25, 2021
Book Page	14488/1311
Instrument	2021-0102954

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7485 FOURWINDS DR, MONTGOMERY, OH 45242-5912
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005150
Date	Oct 17, 2017
Book Page	13525/02217
Instrument	17-0095150

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 19, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7485 FOURWINDS DR, MONTGOMERY, OH 45242-5912
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008172
Date	Dec 29, 2017
Instrument	17-0118172

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 13, 2047

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7485 FOURWINDS DR, MONTGOMERY, OH 45242-5912
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060641
Date	May 17, 2021
Book Page	14419/334
Instrument	2021-0060641

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7485 FOURWINDS DR, MONTGOMERY, OH 45242-5912
Document Number	0000122627
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7485 FOURWINDS DR MONTGOMERY OH 452425912, MONTGOMERY, OH 45242-5912

Mortgage

Document Number	0000122627
Date	Nov 23, 2020
Book Page	014301/000276
Instrument	122627

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 22, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7485 FOURWINDS DR, MONTGOMERY, OH 45242-5912
Document Number	0000009842
Instrument Date	Dec 1, 2019
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7485 FOURWINDS DR MONTGOMERY OH 452425912, MONTGOMERY, OH 45242-5912

Mortgage

Document Number	0000009842
Date	Jan 29, 2020
Book Page	014093/000853
Instrument	9842

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2050

Interest

Rate Type	Adjustable Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7485 FOURWINDS DR, MONTGOMERY, OH 45242-5912
Document Number	0000021765
Instrument Date	Mar 15, 2019
Transaction Type	Mortgage
Record Updated	Jun 5, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7485 FOURWINDS DR MONTGOMERY OH 452425912, MONTGOMERY, OH 45242-5912

Mortgage

Document Number	0000021765
Date	Mar 25, 2019
Book Page	013881/001313
Instrument	21765

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 24, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 7485 Fourwinds Dr was $16,430 with a homeowner's exemption, up 2.3% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Montgomery City
Unified School District	Sycamore Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,430.00 (+2.3%) Homeowner's exemption	$341,618 (-) Land $44,289 Building $297,329
2024	$16,060.00 (+49.7%) Homeowner's exemption	$341,618 (+60.01%) Land $44,289 Building $297,329
2023	$10,728.00 (-16.59%)	$213,500 (%) Land $44,289 Building $169,211	$976,050 Land $126,540 Building $849,510
2022	$12,861.00 Homeowner's exemption	$213,501 Land $37,475 Building $176,026
2020			$610,000 Land $107,070 Building $502,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7485 Fourwinds Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7485 Fourwinds Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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