7481 Timber Ridge Rd, Roscoe, IL 61073 Property Records

Winnebago County property record for 7481 Timber Ridge Rd, Roscoe, IL 61073

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,012 sqft · built 2005
Lot Size0.58 acres (25,265 sqft)
Owner2 Individual Names on Record
Last Sale$425,500 (Sep 2021)
Tax Bill$12,156 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-23-128-024

Property Details

APN / Parcel Number

Primary APN04-23-128-024
Alternative APN
  • 423128024

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,012 sqft Living Area
Basement Area2,012 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Lot Area25,265 sqft (0.58 acres)
Garage Area753 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Street Address7481 TIMBER RIDGE RD
CityROSCOE
StateIL
Zip61073-9720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1 - SINGL
Legal DescriptionPROMONTORY RIDGE SOUTH PT NW1/4 SEC 23-46-2 LOT 76
Legal Range2
Legal Township46
Legal Section23
Legal SubdivisionPROMONTORY RDG SOUTH
Legal Lot Number76
JurisdictionWINNEBAGO IL
Township / Civil DivisionROSCOE
Census Block Group3
Census Block3006
Census Tract3903

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7481 TIMBER RIDGE RD, ROSCOE, IL 61073-9720
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 2021 · Amount on Record
Deed SaleSep 16, 2021 · Amount on Record
Prior SaleApr 15, 2005 · Amount on Record
Deed Document Number202133012
Record UpdatedOct 29, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateSep 16, 2021
Property Address7481 TIMBER RIDGE RD, ROSCOE, IL 61073-9720
Document Number0000033012
Map ReferencePB 44 PG 160B
Instrument DateSep 7, 2021
Instrument2133012
Transaction TypeTransfer
Record UpdatedMay 19, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$638.25
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address7481 TIMBER RIDGE RD, ROSCOE, IL 61073-9720

Mortgage

Document Number0000033013
DateSep 16, 2021
Instrument2133013
Lender
NameGUARANTEED RATE INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate2.88%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRoscoe Township
MunicipalityRoscoe Village
Secondary School DistrictHononegah Community High School District 207 (09 - 12)
Elementary School DistrictPrairie Hill Community Consolidated School District 133 (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,156.00$166,909 (+45.42%) Land $26,741 Building $140,168$500,727 (+45.42%) Land $80,223 Building $420,504
2022Homeowner's exemption$114,778 Land $20,037 Building $94,741$344,334 Land $60,111 Building $284,223

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1998–2009)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 2009

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Timber Ridge Rd

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