Winnebago County property record for 7477 Timber Ridge Rd, Roscoe, IL 61073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,181 sqft · built 2006 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $49,900 (Sep 2005) |
| Tax Bill | $13,293 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-23-128-025 |
| Primary APN | 04-23-128-025 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,181 sqft Living Area |
| Basement Area | 2,181 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Lot Area | 25,265 sqft (0.58 acres) |
| Garage Area | 889 sqft |
| Deck Area | Deck Area |
| Heating Fuel | Gas |
|---|
| Street Address | 7477 TIMBER RIDGE RD |
|---|---|
| City | ROSCOE |
| State | IL |
| Zip | 61073-9720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - SINGL |
| Legal Description | PROMONTORY RIDGE SOUTH PT NW1/4 SEC 23-46-2 LOT 75 |
| Legal Range | 2 |
| Legal Township | 46 |
| Legal Section | 23 |
| Legal Subdivision | PROMONTORY RDG SOUTH |
| Legal Lot Number | 75 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROSCOE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 3903 |
7477 Timber Ridge Rd is owned and occupied by two individuals who bought it in September 2005.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7477 TIMBER RIDGE RD, ROSCOE, IL 61073-9720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MEMBERSALLIANCE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2005 · Amount on File |
| Deed Sale | Sep 13, 2005 · Amount on File |
| Deed Document Number | 2005555027 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 7477 TIMBER RIDGE RD, ROSCOE, IL 61073-9720 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000031677 |
|---|---|
| Date | Sep 8, 2021 |
| Instrument | 2131677 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 7477 TIMBER RIDGE RD, ROSCOE, IL 61073-9720 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000033775 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 2133775 |
| Name | MEMBERSALLIANCE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 28, 2031 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 7477 Timber Ridge Rd was $13,293 with a homeowner's exemption.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Roscoe Township |
| Municipality | Roscoe Village |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Prairie Hill Community Consolidated School District 133 (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,293.00 | $181,969 Land $26,652 Building $155,317 | $545,907 Land $79,956 Building $465,951 |
| 2022 | Homeowner's exemption | $136,346 Land $19,970 Building $116,376 | $409,038 Land $59,910 Building $349,128 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7477 Timber Ridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1998–2009) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2009 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7477 Timber Ridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures