7481 Gathering Loop, Reunion (Kissimmee), FL 34747 Property Records

Osceola County property record for 7481 Gathering Loop, Reunion, FL 34747

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 5,776 sqft · built 2006
Lot Size	0.202 acres (8,799 sqft)
Owner	2 Individual Names on File
Last Sale	$1,350,000 (Jun 2022)
Tax Bill	$21,366 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jul 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`35-25-27-4849-0001-2100`

Property Details

APN / Parcel Number

Primary APN	`35-25-27-4849-0001-2100`
Alternative APNs	`252735484900012100` `115244`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,776 sqft Living Area
Gross Area	7,084 sqft
1st Floor Area	2,812 sqft
Upper Floors Area	2,964 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,799 sqft (0.202 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	28 sqft
Porch	Finished/Open Porch
Porch Area	616 sqft
Deck Area	247 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	7481 GATHERING LOOP
City	REUNION
State	FL
Zip	34747-6702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	REUNION PHASE 1 PARCEL 1 UNIT 3 PB 14 PGS 77-80 26-25-27 LOT 210
Legal Range	27E
Legal Township	25S
Legal Section	35
Legal Subdivision	REUNION PH 1 PARCEL 1 UNIT 3
Legal Phase	1
Legal Tract	4849
Legal Block	2100
Legal Lot Number	210
Legal Unit	3P
Jurisdiction	OSCEOLA FL
Township / Civil Division	KISSIMMEE
Census Block Group	1
Census Block	1010
Census Tract	40801

Owner

7481 Gathering Loop is owned by two individuals who bought it in June 2022.

Source: Osceola County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	27015 STATE HIGHWAY 15, WINTHROP, MN 55396-2221
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Deed of Trust, Mortgage SOUTHPOINT FCU
Jul 26, 2022	Deed of Trust, Mortgage · Line of Credit SOUTHPOINT FCU
Jun 7, 2022	Warranty Deed, Transfer OLIVER TITLE LAW
Apr 1, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jul 22, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2022 · Amount on File
Deed Sale	Jun 7, 2022 · Amount on File
Prior Sale	Apr 1, 2021 · Amount on File
Deed Document Number	202288227
Deed Book / Page	6227 / 2602
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	7481 GATHERING LOOP, REUNION, FL 34747-6702
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062572814
Date	Jul 26, 2022
Book Page	6257/2814
Instrument	2022114594

Lender

Name	SOUTHPOINT FCU
Type	Credit Union
Address	SLEEPY EYE, MN 56085

Agreement

Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2037

Interest

Rate Type	Adjustable Rate

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	7481 GATHERING LOOP, REUNION, FL 34747-6702
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062572823
Date	Jul 26, 2022
Book Page	6257/2823
Instrument	2022114595

Lender

Name	SOUTHPOINT FCU
Type	Credit Union
Address	SLEEPY EYE, MN 56085

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	13 Months
Due	Aug 1, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 7, 2022
Property Address	7481 GATHERING LOOP, REUNION, FL 34747-6702
Document Number	0062272602
Book / Page	6227 / 2602
Map Reference	MB 14 PG 77
Instrument Date	Jun 1, 2022
Instrument	2022088227
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	OLIVER TITLE LAW

Transaction

Amount	Amount on Record
Tax	$9,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8895 LEGENDS CLUB DR, 8895, PRIOR LAKE, MN 55372-3439

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27015 STATE HIGHWAY 15, WINTHROP, MN 55396-2221

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 1, 2021
Property Address	7481 GATHERING LOOP, REUNION, FL 34747-6702
Document Number	0059251655
Book / Page	5925 / 1655
Map Reference	MB 14 PG 77
Instrument Date	Mar 30, 2021
Instrument	2021048747
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7481 GATHERING LOOP, 7481, REUNION, FL 34747-6702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8895 LEGENDS CLUB DR, PRIOR LAKE, MN 55372-3439

Mortgage

Document Number	0059251657
Date	Apr 1, 2021
Instrument	5925/1657

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 22, 2020
Property Address	7481 GATHERING LOOP, REUNION, FL 34747-6702
Document Number	0057590932
Book / Page	005759 / 000932
Instrument Date	Jun 30, 2020
Instrument	95371
Transaction Type	Transfer
Record Updated	Aug 27, 2020
Title Company	ORLANDO TITLE SERVICES LLC, ORLANDO TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,810.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7481 GATHERING LOOP REUNION FL 347476702, REUNION, FL 34747-6702

Mortgage

Document Number	57590934
Date	Jul 22, 2020
Book Page	005759/000934
Instrument	95372

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 21, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7481 Gathering Loop was $21,366.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,366.00	$1,310,900 Land $228,400 Building $1,082,500	$1,310,900 Land $228,400 Building $1,082,500
2023	$19,863.00 (+15.88%)	$1,200,200 (+18.86%) Land $228,400 Building $971,800	$1,200,200 (+18.86%) Land $228,400 Building $971,800
2022	$17,141.00	$1,009,800 Land $150,200 Building $859,600	$1,009,800 Land $150,200 Building $859,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7481 Gathering Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7481 Gathering Loop is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 47% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	940 / 940
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

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