748 Winding Way, Encinitas, CA 92024 Property Records

San Diego County property record for 748 Winding Way, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,009 sqft · built 1984
Lot Size	0.137 acres (5,976 sqft)
Owner	Company Name on Record
Last Sale	$534,000 (Nov 2002)
Tax Bill	$8,946 (2025)
Deeds & Mortgages	Sep 2020 Transfer Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`257-410-46-00`

Property Details

APN / Parcel Number

Primary APN	`257-410-46-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	2,009 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Conventional
Lot Area	5,976 sqft (0.137 acres)
View / Lot	Good
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	748 WINDING WAY
City	ENCINITAS
State	CA
Zip	92024-2445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LOT 189 TR 010398
Legal Subdivision	SAN DIEGO #3598-4
Legal Tract	010398
Legal Block	2
Legal Lot Number	189
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2005
Census Tract	17108

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	748 WINDING WAY, ENCINITAS, CA 92024-2445
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Sep 1, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2002 · Amount on Record
Deed Sale	Nov 5, 2002 · Amount on Record
Prior Sale	Mar 3, 1994 · Amount on Record
Deed Document Number	2002984785
Last Transfer Date	Sep 16, 2016
Transfer Doc	0000504670
Record Updated	Sep 20, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 3, 2020
Property Address	748 WINDING WAY, ENCINITAS, CA 92024-2445
Document Number	0000512248
Instrument Date	Aug 27, 2020
Instrument	512248
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	748 WINDING WAY ENCINITAS CA 920242445, ENCINITAS, CA 92024-2445

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 1, 2020
Property Address	748 WINDING WAY, ENCINITAS, CA 92024-2445
Document Number	0000505093
Map Reference	MAP 10398
Instrument Date	Aug 27, 2020
Instrument	2020-0505093
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	748 WINDING WAY, ENCINITAS, CA 92024-2445

Mortgage

Document Number	0000505094
Date	Sep 1, 2020
Instrument	2020-0505094

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$788,858 (+2%) Land $345,679 Building $443,179
2025	$8,946.00 (+7.23%) Homeowner's exemption	$773,391 (+4.04%) Land $338,901 Building $434,490
2023	$8,343.00 (+2.44%) Homeowner's exemption	$743,361 Land $325,742 Building $417,619
2022	$8,144.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Cox Communications, GeoLinks, Verizon.

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