745 Winding Way, Encinitas, CA 92024 Property Records

San Diego County property record for 745 Winding Way, Encinitas, CA 92024 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,703 sqft · built 1984
Lot Size0.195 acres (8,475 sqft)
Owner2 Individual Names on File
Last Sale$740,000 (Sep 2015)
Tax Bill$10,256 (2025)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN257-410-18-00

Property Details

APN / Parcel Number

Primary APN257-410-18-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,703 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleContemporary
Exterior MaterialStucco
Roof MaterialTile
Lot Area8,475 sqft (0.195 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address745 WINDING WAY
CityENCINITAS
StateCA
Zip92024-2446
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 161 TR 010398
Legal SubdivisionCOUNTY/SAN DIEGO #3598-4
Legal Tract010398
Legal Block2
Legal Lot Number161
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2004
Census Tract17108

Owner

Source: San Diego County records · APN 257-410-18-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address745 WINDING WAY, ENCINITAS, CA 92024-2446
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 28, 2015 · Amount on Record
Deed SaleSep 28, 2015 · Amount on Record
Prior SaleSep 21, 1998 · Amount on Record
Deed Document Number2015510247
Prior Transfer DateNov 10, 1997
Prior Transfer Doc0000626682
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address745 WINDING WAY, ENCINITAS, CA 92024-2446
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyPACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address745 WINDING WAY, ENCINITAS, CA 92024-2446

Mortgage

Document Number0000290546
DateApr 14, 2021
Instrument2021-0290546
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$905,953 (+2%) Land $698,911 Building $207,042
2025$10,256.00 (+7.06%)$888,190 (+4.04%) Land $685,207 Building $202,983
2023$9,580.00 (+2.37%)$853,701 Land $658,600 Building $195,101
2022$9,358.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730171082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 484 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Ting FiberFiber2,000 / 2,000
SpectrumCable1,000 / 35
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Cox Communications, Spectrum, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Winding Way

Nearby Streets

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