Henderson County property record for 748 Trammel Gap Rd, Saluda, NC 28773
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,879 sqft · built 2017 |
| Lot Size | 35.1 acres (1,532,441 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,480 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9594237465 |
| Primary APN | 9594237465 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,879 sqft Heated Area |
| 1st Floor Area | 2,234 sqft |
| Basement Area | 2,234 sqft |
| Finished Basement | 645 sqft |
| Unfinished Basement | 1,589 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Lot Area | 1,532,441 sqft (35.1 acres) |
| Garage Type | Detached |
| Garage Area | 1,536 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Patio |
|---|---|
| Deck Area | 192 sqft |
| Canopy | 576 sqft |
| Utility Building | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 601393 |
|---|---|
| Street Address | 748 TRAMMEL GAP RD |
| City | SALUDA |
| State | NC |
| Zip | 28773-0330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 601393~R3 |
| Legal Description | SR1842 ON TRAMMEL GAP RD PL1999-3191 |
| Legal Subdivision | REGINALD M & ROSE M GOODING |
| Legal Block | 23 |
| Legal Lot Number | 7465 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | GREEN RIVER |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 932000 |
748 Trammel Gap Rd is owned and occupied by two individuals who acquired it in October 2014.
Source: Henderson County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 748 TRAMMEL GAP RD, SALUDA, NC 28773-0330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ENTEGRA BANK |
| Sep 16, 2019 | Deed of Trust, Mortgage FIFTH THIRD BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 3, 2014 |
| Transfer Doc | 0015910584 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 748 TRAMMEL GAP RD, SALUDA, NC 28773-0330 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0030980213 |
|---|---|
| Date | Aug 31, 2017 |
| Book Page | 3098/213 |
| Name | ENTEGRA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Aug 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 748 TRAMMEL GAP RD, SALUDA, NC 28773-0330 |
| Document Number | 0033870444 |
| Instrument Date | Sep 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 748 TRAMMEL GAP RD SALUDA NC 28773, SALUDA, NC 28773 |
| Document Number | 0033870444 |
|---|---|
| Date | Sep 17, 2019 |
| Book Page | 003387/000444 |
| Instrument | 911096 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 16, 2049 |
The 2025 property tax bill for 748 Trammel Gap Rd was $5,480.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $994,700 (-) Land $313,400 Building $681,300 | ||
| 2025 | $5,480.00 | $994,700 Land $313,400 Building $681,300 | |
| 2023 | $935,900 Land $313,400 Building $622,500 | $994,700 Land $313,400 Building $681,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 748 Trammel Gap Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 748 Trammel Gap Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Skyrunner Fixed Wireless | 25 / 10 |
5G (outdoors only) and 4G LTE
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