1109 Trammel Gap Rd, Saluda, NC 28773 Property Records

Henderson County property record for 1109 Trammel Gap Rd, Saluda, NC 28773

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,192 sqft · built 1969
Lot Size	7.22 acres (314,503 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Sep 2018)
Tax Bill	$2,608 (2025)
Deeds & Mortgages	Dec 2019 Loan Modification Sep 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`9594315573`

Property Details

APN / Parcel Number

Primary APN	`9594315573`
Alternative APNs	`0601579` `601579`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,192 sqft Heated Area
1st Floor Area	984 sqft
Basement Area	984 sqft
Finished Basement	872 sqft
Unfinished Basement	112 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Asphalt
Lot Area	314,503 sqft (7.22 acres)
Garage Type	Detached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	165 sqft
Deck Area	45 sqft
Patio Area	240 sqft
Shed	1 Shed
Shed Area	169 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	601579
Street Address	1109 TRAMMEL GAP RD
City	SALUDA
State	NC
Zip	28773-8641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	601579~R3
Legal Description	SR1842 ON TRAMELL GAP RD
Legal Block	31
Legal Lot Number	5573
Jurisdiction	HENDERSON NC
Township / Civil Division	GREEN RIVER
Census Block Group	3
Census Block	3048
Census Tract	932000

Owner

1109 Trammel Gap Rd is owned and occupied by two individuals who bought it in September 2018.

Source: Henderson County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1109 TRAMMEL GAP RD, SALUDA, NC 28773-8641
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2019	Loan Modification, Mortgage UNITED CMNTY BK
Sep 28, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2018 · Amount on File
Deed Sale	Sep 28, 2018 · Amount on File
Deed Book / Page	3253 / 275
Record Updated	Oct 29, 2026

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HENDERSON NC
Property Address	1109 TRAMMEL GAP RD, SALUDA, NC 28773-8641
Document Number	0034500498
Instrument Date	Dec 26, 2019
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1109 TRAMMEL GAP RD SALUDA NC 287738641, SALUDA, NC 28773-8641

Mortgage

Document Number	0034500498
Date	Feb 13, 2020
Book Page	003450/000498
Instrument	919756

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	3.75%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Sep 28, 2018
Property Address	1109 TRAMMEL GAP RD, SALUDA, NC 28773-8641
Document Number	0032530275
Book / Page	3253 / 275
Instrument Date	Sep 27, 2018
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 TRAMMEL GAP RD, SALUDA, NC 28773-8641

Tax Assessment & Valuation

The 2025 property tax bill for 1109 Trammel Gap Rd was $2,608.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$473,500 Land $102,200 Building $371,300
2025	$2,608.00
2023		$471,700 Land $102,200 Building $369,500	$473,500 Land $102,200 Building $371,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1109 Trammel Gap Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1109 Trammel Gap Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

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