Erie County and Lancaster Town property record for 748 Schwartz Rd, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,244 sqft · built 1955 |
| Lot Size | 1 acres (43,575 sqft) |
| Owner | Individual Name on File |
| Last Sale | $95,000 (May 2017) |
| Tax Bill | $2,075 (2025) |
| Deeds & Mortgages | Feb 2021 Line of Credit May 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 106.13-1-14 |
| Primary APN | 145289 106.13-1-14 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,244 sqft Living Area |
| 1st Floor Area | 1,244 sqft |
| Game Room | Game Room |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 43,575 sqft (1 acres) |
| Lot Dimensions | 175 ft deep x 248 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 748 SCHWARTZ RD |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-9516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | SC 4 248.9X 175 |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 1 |
| Legal Lot Number | 14.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 14204 |
Source: Erie County and Lancaster Town records · APN 145289 106.13-1-14
Assessment roll updated May 19, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 748 SCHWARTZ RD, LANCASTER, NY 14086-9516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 19, 2021 | Deed of Trust, Mortgage · Line of Credit KEY BANK NA |
| May 17, 2017 | Warranty Deed, Transfer · Conventional with PMI KEYBANK USA |
| May 17, 2017 | Affidavit of Death, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 17, 2017 · Amount on Record |
| Deed Sale | May 17, 2017 · Amount on Record |
| Deed Document Number | 201797886 |
| Deed Book / Page | 11313 / 2409 |
| Prior Transfer Date | Apr 27, 2004 |
| Prior Transfer Doc | 0000000509 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 748 SCHWARTZ RD, LANCASTER, NY 14086-9516 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 748 SCHWARTZ RD, LANCASTER, NY 14086-9516 |
| Document Number | 0139809803 |
|---|---|
| Date | Feb 19, 2021 |
| Book Page | 13980/9803 |
| Instrument | 2021032315 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | May 17, 2017 |
| Property Address | 748 SCHWARTZ RD, LANCASTER, NY 14086-9516 |
| Document Number | 0113132409 |
| Book / Page | 011313 / 002409 |
| Instrument Date | May 16, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $95.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 WORTHINGTON LN LANCASTER NY 140869391, LANCASTER, NY 14086-9391 |
| Document Number | 138113898 |
|---|---|
| Date | May 17, 2017 |
| Book Page | 013811/003898 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 16, 2047 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | May 17, 2017 |
| Property Address | 748 SCHWARTZ RD, LANCASTER, NY 14086-9516 |
| Document Number | 0113132406 |
| Book / Page | 011313 / 002406 |
| Instrument Date | May 16, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2017 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 748 SCHWARTZ RD LANCASTER NY 140869516, LANCASTER, NY 14086-9516 |
Source: Erie County and Lancaster Town records · Assessment roll updated May 19, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,075.00 (-53.46%) | $168,000 (-) Land $49,900 Building $118,100 | $262,500 (+12.52%) Land $77,969 Building $184,531 |
| 2024 | $4,459.00 | $168,000 (-) Land $49,900 Building $118,100 | $233,300 (+4.15%) Land $69,296 Building $164,004 |
| 2023 | $168,000 Land $49,900 Building $118,100 | $224,000 Land $66,533 Building $157,467 |
Source: FEMA National Flood Hazard Layer as of November 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 51 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ECWA LANCASTER serves 29,018 people |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures