Stanly County property record for 748 Saddlebred Ln, Locust, NC 28097
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,144 sqft · built 2021 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $429,000 (Jun 2022) |
| Tax Bill | $3,870 (2026) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 557504903132 |
| Primary APN | 557504903132 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,144 sqft Finished Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1539288 |
|---|---|
| Street Address | 748 SADDLEBRED LN |
| City | LOCUST |
| State | NC |
| Zip | 28097-0106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE 748 SADDLEBRED LN LOT 22 557504268 |
| Legal Lot Number | 22 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 930801 |
748 Saddlebred Ln is owned and occupied by two individuals who bought it in June 2022.
Source: Stanly County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 748 SADDLEBRED LN, LOCUST, NC 28097-0106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2022 · Amount on File |
| Deed Sale | Jun 27, 2022 · Amount on File |
| Deed Document Number | 2022448539 |
| Deed Book / Page | 1791 / 387 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Jun 27, 2022 |
| Property Address | 748 SADDLEBRED LN, LOCUST, NC 28097-0106 |
| Document Number | 0000448539 |
| Book / Page | 1791 / 387 |
| Map Reference | MB 22 PG 233&234 |
| Instrument Date | Jun 27, 2022 |
| Instrument | 448539 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $858.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8025 ARROWRIDGE BLVD, 8025, CHARLOTTE, NC 28273-5604 |
| Name | Verified Name |
|---|---|
| Address | 748 SADDLEBRED LN, LOCUST, NC 28097-0106 |
| Document Number | 0000448540 |
|---|---|
| Date | Jun 27, 2022 |
| Instrument | 448540 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
The 2026 property tax bill for 748 Saddlebred Ln was $3,870.
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Locust City |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,870.00 | $420,756 Land $65,000 Building $355,756 | $420,756 Land $65,000 Building $355,756 |
| 2023 | $3,676.00 | $337,301 Land $55,000 Building $282,301 | $337,301 Land $55,000 Building $282,301 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 748 Saddlebred Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 748 Saddlebred Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANLY CO-WEST STANLY DIST serves 9,939 people · EPA ID NC0184035 |
|---|---|
| Water Source | Purchased surface water from CITY OF ALBEMARLE |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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