740 Saddlebred Ln, Locust, NC 28097 Property Records

Stanly County property record for 740 Saddlebred Ln, Locust, NC 28097

Property Summary

Property Type	Single Family Home
Details	1,759 sqft · built 2021
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$362,500 (Mar 2025)
Tax Bill	$2,789 (2025)
Deeds & Mortgages	Mar 2025 Sale May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`557402993938`

Property Details

APN / Parcel Number

Primary APN	`557402993938`
Alternative APNs	`1538892` `1532140` `1550586` `140378`

Interior

Stories	1 Story
Building Area	1,759 sqft Finished Area

Exterior

Year Built	Built 2021
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1550586
Street Address	740 SADDLEBRED LN
City	LOCUST
State	NC
Zip	28097-0106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE 740 SADDLEBRED LN LOT 20 557402191
Legal Lot Number	20
Jurisdiction	STANLY NC
Township / Civil Division	FURR
Census Block Group	2
Census Block	2054
Census Tract	930801

Owner

Source: Stanly County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	740 SADDLEBRED LN, LOCUST, NC 28097-0106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2025	Warranty Deed, Transfer
May 27, 2022	Special Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 12, 2025 · Amount on Record
Deed Sale	Mar 12, 2025 · Amount on Record
Prior Sale	May 27, 2022 · Amount on Record
Deed Document Number	0000178860
Deed Book / Page	1788 / 60
Record Updated	Jun 8, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Mar 12, 2025
Property Address	740 SADDLEBRED LN, LOCUST, NC 28097-0106
Document Number	0000475856
Book / Page	1877 / 709
Map Reference	MB 28 PG 233&234
Instrument Date	Mar 12, 2025
Instrument	475856
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount Recorded
Tax	$725.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12024 CAMDENHURST RD, CHARLOTTE, NC 28278-7197

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 SADDLEBRED LN, LOCUST, NC 28097-0106

May 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	STANLY NC
Recording Date	May 27, 2022
Property Address	740 SADDLEBRED LN, LOCUST, NC 28097-0106
Document Number	0000447509
Book / Page	1788 / 60
Map Reference	MB 28 PG 233&234
Instrument Date	May 23, 2022
Instrument	447509
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount Recorded
Tax	$723.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8025 ARROWRIDGE BOULEVARD # 740, 740, CHARLOTTE, NC 28273-5604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 SADDLEBRED LN, LOCUST, NC 28097-0106

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Municipality	Locust City
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,789.00 (+4.85%)	$303,174 (+24.19%) Land $65,000 Building $238,174	$303,174 (+24.19%) Land $65,000 Building $238,174
2023	$2,660.00	$244,120 Land $55,000 Building $189,120	$244,120 Land $55,000 Building $189,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANLY CO-WEST STANLY DIST serves 9,939 people · EPA ID NC0184035
Water Source	Purchased surface water from CITY OF ALBEMARLE
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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