Warren County property record for 748 Gardner Rd, Springboro, OH 45066
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | built 2017 |
| Lot Size | 2.19 acres (95,400 sqft) |
| Owner | Company Name on File |
| Tax Bill | $22,807 (2025) |
| Deeds & Mortgages | Jun 2017 Line of Credit Apr 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-15-400-039-0 |
| Primary APN | 04-15-400-039-0 |
|---|---|
| Alternative APNs |
|
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 95,400 sqft (2.19 acres) |
| Patio Area | 1,440 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 553857 |
|---|---|
| Street Address | 748 GARDNER RD |
| City | SPRINGBORO |
| State | OH |
| Zip | 45066-5000 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Block | 57 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 30503 |
748 Gardner Rd, a commercial property, is owned by a company that acquired it in April 2024.
Source: Warren County records, as of April 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 748 GARDNER RD, SPRINGBORO, OH 45066-5000 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Jun 8, 2017 | Deed of Trust, Mortgage · Line of Credit CIVISTA BANK |
| Apr 17, 2018 | Deed of Trust, Mortgage · Line of Credit CIVISTA BK |
| Apr 19, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 8, 2024 |
| Transfer Doc | 0000007338 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 748 GARDNER RD, SPRINGBORO, OH 45066-5000 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000017367 |
|---|---|
| Date | Jun 8, 2017 |
| Instrument | 2017-017367 |
| Name | CIVISTA BANK |
|---|---|
| Type | Bank |
| Address | SANDUSKY, OH 44870 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 748 GARDNER RD, SPRINGBORO, OH 45066-5000 |
| Document Number | 0000012952 |
| Instrument Date | Apr 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4704 KOHLS CT WEST CHESTER OH 450699190, WEST CHESTER, OH 45069-9190 |
| Document Number | 0000012952 |
|---|---|
| Date | May 10, 2018 |
| Instrument | 12952 |
| Name | CIVISTA BK |
|---|---|
| Address | SANDUSKY, OH 44870 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Apr 19, 2017 |
| Property Address | 748 GARDNER RD, SPRINGBORO, OH 45066-5000 |
| Document Number | 0000011903 |
| Instrument Date | Apr 1, 2017 |
| Instrument | 11903 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4704 KOHLS CT WEST CHESTER OH 450699190, WEST CHESTER, OH 45069-9190 |
The 2025 property tax bill for 748 Gardner Rd was $22,807.
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Clear Creek Township |
| Municipality | Springboro City |
| Unified School District | Springboro Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $22,807.00 | $466,550 Land $286,490 Building $180,060 | $1,333,000 Land $818,530 Building $514,470 |
| 2023 | $14,949.00 (+1.29%) | $291,218 (-) Land $130,218 Building $161,000 | |
| 2022 | $14,759.00 | $291,218 Land $130,218 Building $161,000 | $832,050 (-) Land $372,050 Building $460,000 |
| 2021 | $832,050 Land $372,050 Building $460,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 748 Gardner Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 748 Gardner Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Verizon.
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