705 Gardner Rd, Springboro, OH 45066 Property Records

Warren County property record for 705 Gardner Rd, Springboro, OH 45066

Property Summary

Property TypeCommercial
Details19,898 sqft · built 2017
Lot Size1.85 acres (80,891 sqft)
OwnerCompany Name on Record
Last Sale$500,000 (Aug 2016)
Tax Bill$44,437 (2025)
Deeds & MortgagesJul 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN04-15-480-011-0

Property Details

APN / Parcel Number

Primary APN04-15-480-011-0
Alternative APNs
  • 415480011
  • 553172

Interior

Plumbing Fixtures39 Plumbing Fixtures
Stories1 Story
Building Area19,898 sqft Total Area
1st Floor Area19,898 sqft

Exterior

Year BuiltBuilt 2017
Construction TypeFrame
Lot Area80,891 sqft (1.85 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces
Canopy783 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number553172
Street Address705 GARDNER RD
CitySPRINGBORO
StateOH
Zip45066-5001
Property CategoryCommercial
Property TypeCommercial > Retail
Legal Description5-2-16 1.8569 AC.
Legal Range05
Legal Township02
Legal Section16
Legal Block480
JurisdictionWARREN OH
Township / Civil DivisionCLEAR CREEK
Census Block Group2
Census Block2003
Census Tract30503

Owner

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address705 GARDNER RD, SPRINGBORO, OH 45066-5001
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2016 · Amount on Record
Deed SaleAug 1, 2016 · Amount on Record
Prior SaleJun 30, 2016 · Amount on Record
Deed Document Number0000021781
Record UpdatedJun 8, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address705 GARDNER RD, SPRINGBORO, OH 45066-5001
Document Number0000020802
Instrument DateJul 7, 2017
Transaction TypeMortgage
Record UpdatedAug 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address250 W CENTRAL AVE SPRINGBORO OH 450661104, SPRINGBORO, OH 45066-1104

Mortgage

Document Number0000020802
DateJul 10, 2017
Instrument20802
Lender
NameBANK OF AMERICA
TypeBank
Address101 N TRYON ST, CHARLOTTE, NC 28246-0100
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJul 9, 2032
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionClear Creek Township
MunicipalitySpringboro City
Unified School DistrictSpringboro Community City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$44,437.00 (+5.1%)$909,031 (+10.36%) Land $176,568 Building $732,463$2,597,230 (+10.36%) Land $504,480 Building $2,092,750
2023$42,282.00 (+1.28%)$823,697 (-) Land $160,517 Building $663,180
2022$41,747.00$823,697 Land $160,517 Building $663,180$2,353,420 (-) Land $458,620 Building $1,894,800
2021$2,353,420 Land $458,620 Building $1,894,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGBORO PWS
private · serves 19,263 people · EPA ID OH8301412
Water SourceGroundwater
Last State InspectionJan 2024
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Point Broadband
Fiber
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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