748 Downing Ct, Berea, OH 44017 Property Records

Cuyahoga County property record for 748 Downing Ct, Berea, OH 44017

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,380 sqft · built 1961
Lot Size0.229 acres (9,960 sqft)
OwnerIndividual Name on Record
Last Sale$120,000 (Jan 2017)
Tax Bill$2,571 (2025)
Deeds & MortgagesOct 2025 Mortgage
Apr 2024 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN363-26-015

Property Details

APN / Parcel Number

Primary APN363-26-015

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,380 sqft Living Area
Gross Area1,666 sqft
1st Floor Area1,380 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1974
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,960 sqft (0.229 acres)
Lot Dimensions120 ft deep x 46 ft wide
Garage TypeAttached
Garage Area286 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area36 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address748 DOWNING CT
CityBEREA
StateOH
Zip44017-2750
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-B
Legal DescriptionSEC-16 BEREADWNS#2 0115 ALL
Legal SubdivisionBEREADWNS#2
Legal Lot Number115
JurisdictionCUYAHOGA OH
Township / Civil DivisionBEREA
Census Block Group3
Census Block3003
Census Tract134206

Owner

Source: Cuyahoga County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address748 DOWNING CT, BEREA, OH 44017-2750
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2025Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
Apr 3, 2024Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
Feb 2, 2022Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
Sep 28, 2021Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS LLC
Dec 18, 2019Deed of Trust, Mortgage
QUICKEN LNS
Jan 27, 2017Grant Deed, Transfer · VA Mortgage
UNION HM MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 27, 2017 · Amount on Record
Deed SaleJan 27, 2017 · Amount on Record
Prior SaleJun 18, 2002 · Amount on Record
Deed Document Number2017658
Prior Transfer DateFeb 16, 2008
Prior Transfer Doc0000000675
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address748 DOWNING CT, BEREA, OH 44017-2750
Transaction TypeMortgage
Record UpdatedNov 6, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address748 DOWNING CT, BEREA, OH 44017-2750

Mortgage

Document Number0000000226
DateOct 27, 2025
Instrument202510270226
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address748 DOWNING CT, BEREA, OH 44017-2750
Transaction TypeMortgage
Record UpdatedApr 18, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address748 DOWNING CT, BEREA, OH 44017-2750

Mortgage

Document Number0000000198
DateApr 3, 2024
Instrument202404030198
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMar 25, 2054

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address748 DOWNING CT, BEREA, OH 44017-2750
Transaction TypeMortgage
Record UpdatedMar 7, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000264
DateFeb 2, 2022
Instrument202202020264
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2052

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address748 DOWNING CT, BEREA, OH 44017-2750
Transaction TypeMortgage
Record UpdatedOct 19, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000483
DateSep 28, 2021
Instrument202109280483
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term356 Months
DueMay 1, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address748 DOWNING CT, BEREA, OH 44017-2750
Document Number0012310838
Instrument DateDec 18, 2019
Transaction TypeMortgage
Record UpdatedFeb 10, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address748 DOWNING CT BEREA OH 440172750, BEREA, OH 44017-2750

Mortgage

Document Number0012310838
DateDec 31, 2019
Instrument12310838
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueDec 30, 2049

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCUYAHOGA OH
Recording DateJan 27, 2017
Property Address748 DOWNING CT, BEREA, OH 44017-2750
Document Number0001270658
Instrument DateJan 24, 2017
Instrument1270658
Transaction TypeTransfer
Record UpdatedApr 18, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address748 DOWNING CT BEREA OH 440172750, BEREA, OH 44017-2750

Mortgage

Document Number1270659
DateJan 27, 2017
Instrument1270659
Lender
NameUNION HM MTG
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 26, 2047

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateOhio
CountyCuyahoga County
MunicipalityBerea City
Unified School DistrictBerea City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,571.00 (+1.78%) Homeowner's exemption Senior Citizen's exemption$64,155 (-0.01%) Land $14,525 Building $49,630$183,300 (-) Land $41,500 Building $141,800
2024$2,526.00 (+12.62%) Homeowner's exemption Senior Citizen's exemption$64,160 (+27.3%) Land $14,530 Building $49,630$183,300 (+27.29%) Land $41,500 Building $141,800
2023$2,243.00 (-1.8%) Homeowner's exemption Senior Citizen's exemption$50,400 (-) Land $12,390 Building $38,010
2022$2,284.00 Homeowner's exemption Senior Citizen's exemption$50,400 Land $12,390 Building $38,010
2021$144,000 Land $35,400 Building $108,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEREA CITY PWS
serves 18,789 people · EPA ID OH1800111
Water SourceSurface water
Last State InspectionMay 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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