745 Downing Ct, Berea, OH 44017 Property Records

Cuyahoga County property record for 745 Downing Ct, Berea, OH 44017

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,380 sqft · built 1961
Lot Size0.16 acres (6,992 sqft)
OwnerIndividual Name on Record
Last Sale$117,000 (Jul 2016)
Tax Bill$3,817 (2025)
Deeds & MortgagesOct 2021 Line of Credit
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN363-26-017

Property Details

APN / Parcel Number

Primary APN363-26-017

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,380 sqft Living Area
1st Floor Area1,380 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1969
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,992 sqft (0.16 acres)
Lot Dimensions92 ft deep x 56.1 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area36 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address745 DOWNING CT
CityBEREA
StateOH
Zip44017-2750
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-B
Legal DescriptionSEC-16 BEREADWNS#2 0117 ALL
Legal SubdivisionBEREADWNS#2
Legal Lot Number117
JurisdictionCUYAHOGA OH
Township / Civil DivisionBEREA
Census Block Group3
Census Block3003
Census Tract134206

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address745 DOWNING CT, BEREA, OH 44017-2750
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2021Deed of Trust, Mortgage · Line of Credit
PSECU
Jun 6, 2020Deed of Trust, Mortgage
PSE CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 15, 2016 · Amount on Record
Deed SaleJul 15, 2016 · Amount on Record
Prior SaleSep 29, 2003 · Amount on Record
Deed Document Number0007150693
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address745 DOWNING CT, BEREA, OH 44017-2750
Transaction TypeMortgage
Record UpdatedNov 8, 2021
Title CompanyGUARDIAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000659
DateOct 18, 2021
Instrument202110180659
Lender
NamePSECU
TypeCredit Union
AddressCLEVELAND, OH 44129
Agreement
TypeLine of Credit
AmountAmount Recorded
Term84 Months
DueOct 15, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address745 DOWNING CT, BEREA, OH 44017-2750
Document Number0006160277
Instrument DateJun 6, 2020
Transaction TypeMortgage
Record UpdatedJun 30, 2020
Title CompanyGUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
Address745 DOWNING CT BEREA OH 440172750, BEREA, OH 44017-2750

Mortgage

Document Number0006160277
DateJun 16, 2020
Instrument6160277
Lender
NamePSE CU
TypeCredit Union
AddressPARMA, OH 44129
Agreement
AmountAmount Recorded
Term60 Months
DueJun 15, 2025

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyCuyahoga County
MunicipalityBerea City
Unified School DistrictBerea City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,817.00 (+2.14%) Homeowner's exemption$65,910 (-) Land $12,150 Building $53,760
2024$3,737.00 (+8.6%) Homeowner's exemption$65,910 (+32.24%) Land $12,150 Building $53,760$188,300 (+32.23%) Land $34,700 Building $153,600
2023$3,441.00 (-8.04%) Homeowner's exemption$49,840 (-) Land $10,360 Building $39,480
2022$3,742.00 Homeowner's exemption$49,840 Land $10,360 Building $39,480
2021$142,400 Land $29,600 Building $112,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEREA CITY PWS
serves 18,789 people · EPA ID OH1800111
Water SourceSurface water
Last State InspectionMay 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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