Orange County property record for 748 Diamond St, Laguna Beach, CA 92651
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,448 sqft · built 1964 |
| Lot Size | 0.342 acres (14,913 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,795,000 (Jul 2013) |
| Tax Bill | $23,398 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 644-302-48 |
| Primary APN | 644-302-48 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 2,448 sqft Living Area |
| Year Built | Built 1964 |
|---|---|
| Lot Area | 14,913 sqft (0.342 acres) |
| Garage Area | 389 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 64430227 |
|---|---|
| Street Address | 748 DIAMOND ST |
| City | LAGUNA BEACH |
| State | CA |
| Zip | 92651-3408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 764 BLK LOT 163 TRACT 764 LOTS 163, 164 & 165 |
| Legal Tract | 764 |
| Legal Lot Number | 163-165 164 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 62620 |
Source: Orange County records · APN 644-302-48
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 748 DIAMOND ST, LAGUNA BEACH, CA 92651-3408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 08, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Jul 18, 2013 · Amount on Record |
| Deed Sale | Jul 18, 2013 · Amount on Record |
| Prior Sale | Aug 11, 2000 |
| Deed Document Number | 2013000431787 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 748 DIAMOND ST, LAGUNA BEACH, CA 92651-3408 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000240751 |
|---|---|
| Date | Jul 08, 2019 |
| Instrument | 2019000240751 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 748 DIAMOND ST, LAGUNA BEACH, CA 92651-3408 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000192359 |
|---|---|
| Date | Apr 28, 2020 |
| Instrument | 2020000192359 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | May 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5% |
| Index | 1-Year LIBOR |
| Max Rate | 8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 748 DIAMOND ST, LAGUNA BEACH, CA 92651-3408 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | CALIFORNIA TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 748 DIAMOND ST, LAGUNA BEACH, CA 92651-3408 |
| Document Number | 0000093394 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 2021000093394 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Mar 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.75% |
| Index | 1-Month LIBOR |
| Max Rate | 7.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 748 DIAMOND ST, LAGUNA BEACH, CA 92651-3408 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV |
| Name | Verified Name |
|---|---|
| Address | 748 DIAMOND ST, LAGUNA BEACH, CA 92651-3408 |
| Document Number | 0000057082 |
|---|---|
| Date | Feb 10, 2022 |
| Instrument | 2022000057082 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | Mar 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.37% |
| Index | Other |
| Max Rate | 7.37% |
Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Laguna Beach City |
| Unified School District | Laguna Beach Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $23,398.00 (+3.2%) | $2,200,421 (+4.04%) Land $1,576,115 Building $624,306 |
| 2023 | $22,672.00 (+2.19%) | $2,114,977 Land $1,514,913 Building $600,064 |
| 2022 | $22,186.00 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 6 (1983–2024) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Feb 2024 · Severe Storms And Flooding |
| Wildfire Risk | Moderate above 45% of the US · lower than 73% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 713 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LAGUNA BEACH COUNTY WD serves 18,862 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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