690 Diamond St, Laguna Beach, CA 92651 Property Records

Orange County property record for 690 Diamond St, Laguna Beach, CA 92651 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,890 sqft · built 2013
Lot Size	0.132 acres (5,760 sqft)
Owner	Company Name on File
Tax Bill	$15,734 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`644-302-34`

Property Details

APN / Parcel Number

Primary APN	`644-302-34`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,890 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	5,760 sqft (0.132 acres)
Garage Area	481 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	690 DIAMOND ST
City	LAGUNA BEACH
State	CA
Zip	92651-3406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 764 BLK LOT 155
Legal Subdivision	SUNSET HILLS
Legal Tract	764
Legal Lot Number	155
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3000
Census Tract	62620

Owner

Source: Orange County records · APN 644-302-34

Assessment roll updated August 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	690 DIAMOND ST, LAGUNA BEACH, CA 92651-3406
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Jan 04, 2022	Intrafamily Transfer, Transfer
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Mar 22, 2017	Gift Deed, Transfer · ARM MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Oct 15, 2021
Transfer Doc	0000003051
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	690 DIAMOND ST, LAGUNA BEACH, CA 92651-3406
Transaction Type	Mortgage
Record Updated	Dec 09, 2021
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 DIAMOND ST, LAGUNA BEACH, CA 92651-3406

Mortgage

Document Number	0000725893
Date	Nov 30, 2021
Instrument	2021000725893

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Dec 01, 2061

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Dec 01, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.5%
Index	Other
Max Rate	8.5%

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jan 04, 2022
Property Address	690 DIAMOND ST, LAGUNA BEACH, CA 92651-3406
Document Number	0000003051
Map Reference	MB 23 PG 11-17
Instrument Date	Oct 15, 2021
Instrument	2022000003051
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	690 DIAMOND ST, LAGUNA BEACH, CA 92651-3406

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	690 DIAMOND ST, LAGUNA BEACH, CA 92651-3406
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 DIAMOND ST, LAGUNA BEACH, CA 92651-3406

Mortgage

Document Number	0000771196
Date	Dec 29, 2020
Instrument	2020000771196

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Jan 01, 2061

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jan 01, 2031
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	9.5%

March 2017: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 22, 2017
Property Address	690 DIAMOND ST, LAGUNA BEACH, CA 92651-3406
Document Number	0000115897
Map Reference	MB 23 PG 11-17
Instrument Date	Mar 16, 2017
Instrument	2017000115897
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	TITLE 365

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2 PURPLE SAGE, IRVINE, CA 92603-3706

Mortgage

Document Number	0000115898
Date	Mar 22, 2017
Instrument	2017000115898

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	481 Months
Due	Apr 01, 2057

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Apr 01, 2024
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	9.87%

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated August 4, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,500,651 (+2%) Land $532,086 Building $968,565
2025	$15,734.00 (+2.22%) Homeowner's exemption	$1,471,227 (+4.04%) Land $521,653 Building $949,574
2024	$15,392.00 (+0.33%)
2023	$15,341.00 (+2.29%) Homeowner's exemption	$1,414,099 Land $501,398 Building $912,701
2022	$14,997.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060590626203, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Nearby Flood Policies	11 in force
Nearby Flood Claims	6 (1983–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Feb 2024, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 27% of California
Wildfire Likelihood	About 1 in 1,587 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 713 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Cox Communications, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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