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748 Curly Locks Loop, #LO, Apopka, FL 32703 Property Records

Orange County property record for 748 Curly Locks Loop, #LO, Apopka, FL 32703

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,497 sqft · built 2023
OwnerIndividual Name on Record
Last Sale$495,730 (Jan 2024)
Tax Bill$8,172 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-21-28-3850-00-510

Property Details

APN / Parcel Number

Primary APN18-21-28-3850-00-510
Alternative APNs
  • 282118385000510
  • 205145
  • 209420
  • 213434

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,497 sqft Living Area
Gross Area3,695 sqft
1st Floor Area1,187 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Garage TypeAttached
Garage Area683 sqft
PorchFinished/Open Porch
Porch Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address748 CURLY LOCKS LOOP, LO
CityAPOPKA
StateFL
Zip32703-9528
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionIVY TRAILS 109/97 LOT 51
Legal SubdivisionIVY TRAILS
Legal Lot Number51
JurisdictionORANGE FL
Township / Civil DivisionAPOPKA
Census Block Group1
Census Block1092
Census Tract17901

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address748 CURLY LOCKS LOOP, APOPKA, FL 32703-9528
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 5, 2024 · Amount on Record
Deed SaleJan 5, 2024 · Amount on Record
Prior SaleDec 11, 2023 · Amount on Record
Deed Document Number20249327
Record UpdatedJun 8, 2026

January 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionORANGE FL
Recording DateJan 5, 2024
Property Address748 CURLY LOCKS LOOP, APOPKA, FL 32703-9528
Document Number0000009327
Map ReferenceMB 109 PG 97-101
Instrument DateDec 28, 2023
Instrument20240009327
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 26, 2024
Title CompanyEASTERN NATIONAL TITLE AGENCY FLORIDA LLC, EASTERN NATL TTL AGCY FL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,470.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2301 LUCIEN WAY STE 260, 260, MAITLAND, FL 32751-7008

Transferred To (Grantee/Buyer)

NameVerified Name
Address748 CURLY LOCKS LOOP, APOPKA, FL 32703-9528

Mortgage

Document Number0000009328
DateJan 5, 2024
Instrument20240009328
Lender
NameK HOVNANIAN AMERICAN MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2054

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityApopka City
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$492,870 (-1.19%) Land $75,000 Building $417,870$492,870 (-1.19%) Land $75,000 Building $417,870
2025$8,172.00 (+2.57%)$498,800 (+375.05%) Land $75,000 Building $423,800$498,800 (+375.05%) Land $75,000 Building $423,800
2024$7,967.00 (+330.88%)
2023$1,849.00 (+295.09%)$105,000 (+251.17%) Land $105,000$105,000 (+251.17%) Land $105,000
2022$468.00$29,900 Land $29,900$29,900 Land $29,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims1 (2014)
Most Recent ClaimOct 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 58% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAPOPKA, CITY OF (5 WTPS)
serves 71,917 people · EPA ID FL3480200
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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