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748 Ackerly Dr, Independence, KY 41051 Property Records

Kenton County property record for 748 Ackerly Dr, Independence, KY 41051

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 976 sqft · built 2005
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$211,000 (May 2021)
Tax Bill$2,496 (2025)
Deeds & MortgagesAug 2026 Mortgage
Jan 2024 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN007-00-01-405.00

Property Details

APN / Parcel Number

Primary APN007-00-01-405.00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area976 sqft Finished Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleBi-Level
Exterior MaterialBrick
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions120 ft deep x 50 ft wide
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Street Address748 ACKERLY DR
CityINDEPENDENCE
StateKY
Zip41051-9043
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGLENHURST SEC 9 LOT 405
Legal SubdivisionGLENHURST
Legal Phase9
Legal Lot Number405
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1012
Census Tract63609

Owner

Source: Kenton County records · APN 007-00-01-405.00

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address748 ACKERLY DR, INDEPENDENCE, KY 41051-9043
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 03, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
Jan 04, 2024Deed of Trust, Mortgage · FHA Mortgage
PLANET HOME LENDING LLC
May 26, 2021Warranty Deed, Transfer · FHA Mortgage
AMCAP MORTGAGE LTD
Mar 20, 2020Warranty Deed, Transfer · Conventional with PMI
FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 26, 2021 · Amount on Record
Deed SaleMay 26, 2021 · Amount on Record
Prior SaleMar 20, 2020 · Amount on Record
Deed Document Number20215900043
Deed Book / Page92 / 717
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Recording DateAug 03, 2026
Property Address748 ACKERLY DR, INDEPENDENCE, KY 41051-9043
Document Number0000017029
Book / Page471 / 573
Instrument DateMay 29, 2026
Instrument202617029
Transaction TypeMortgage
Record UpdatedAug 18, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman, 286
Address748 ACKERLY DR, INDEPENDENCE, KY 41051-9043

Mortgage

Document Number0000017029,
DateAug 03, 2026
Book Page471/573
Instrument202617029
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term298 Months
DueJun 01, 2051
Interest
Rate6.3%
Max Rate-1%

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address748 ACKERLY DR, INDEPENDENCE, KY 41051-9043
Transaction TypeMortgage
Record UpdatedJan 19, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address748 ACKERLY DR, INDEPENDENCE, KY 41051-9043

Mortgage

Document Number0005900012
DateJan 04, 2024
Book PageKCM 518/396
Instrument24010405900012
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
AddressMERIDEN, CT 06450
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term329 Months
DueJun 01, 2051

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMay 26, 2021
Property Address748 ACKERLY DR, INDEPENDENCE, KY 41051-9043
Document Number0005900043
Book / Page92 / 717
Map ReferenceSL 654A
Instrument DateMay 14, 2021
Instrument21052605900043
Transaction TypeTransfer
Record UpdatedJun 23, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$211.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address748 ACKERLY DR, 748, INDEPENDENCE, KY 41051-9043

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address748 ACKERLY DR, INDEPENDENCE, KY 41051-9043

Mortgage

Document Number0005900044
DateMay 26, 2021
Book Page220/233
Instrument21052605900044
Lender
NameAMCAP MORTGAGE LTD
TypeMortgage Company
AddressHOUSTON, TX 77036
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMar 20, 2020
Property Address748 ACKERLY DR, INDEPENDENCE, KY 41051-9043
Document Number0000000356
Book / Page000013 / 000237
Instrument DateMar 17, 2020
Instrument356
Transaction TypeTransfer
Record UpdatedMay 28, 2020
Title CompanyAGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$179.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address748 ACKERLY DR INDEPENDENCE KY 410519043, INDEPENDENCE, KY 41051-9043

Mortgage

Document Number357
DateMar 20, 2020
Book Page000022/000796
Instrument357
Lender
NameFAIRWAY INDEPENDENT MTG
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 19, 2050

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityIndependence City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,496.00 (-6.24%)$214,700 (+1.75%) Land $45,000 Building $169,700$214,700 (+1.75%) Land $45,000 Building $169,700
2023$2,662.00$211,000 Land $30,000 Building $181,000$211,000 Land $30,000 Building $181,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 297 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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