Kenton County property record for 740 Ackerly Dr, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 872 sqft · built 2005 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $229,000 (Jul 2025) |
| Tax Bill | $2,281 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-00-01-407.00 |
| Primary APN | 007-00-01-407.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 872 sqft Finished Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 125 ft deep x 41 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 740 ACKERLY DR |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-9043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GLENHURST SEC 9 LOT 407 |
| Legal Subdivision | GLENHURST |
| Legal Phase | 9 |
| Legal Lot Number | 407 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 63609 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3727 BROOKSIDE DR, ERLANGER, KY 41018-3235 |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jul 10, 2025 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Dec 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2025 · Amount on Record |
| Deed Sale | Jul 10, 2025 · Amount on Record |
| Prior Sale | Nov 7, 2014 · Amount on Record |
| Deed Document Number | 202541 |
| Deed Book / Page | 351 / 524 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 10, 2025 |
| Property Address | 740 ACKERLY DR, INDEPENDENCE, KY 41051-9043 |
| Document Number | 0005900041 |
| Book / Page | KC 351 / 524 |
| Instrument Date | Jul 3, 2025 |
| Instrument | 25071005900041 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2025 |
| Title Company | PROMINENT TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10624 WEST RD, HARRISON, OH 45030-2038 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3727 BROOKSIDE DR, ELSMERE, KY 41018-3235 |
| Document Number | 0005900042 |
|---|---|
| Date | Jul 10, 2025 |
| Book Page | KCM 666/787 |
| Instrument | 25071005900042 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 740 ACKERLY DR, INDEPENDENCE, KY 41051-9043 |
| Document Number | 0000000062 |
| Book / Page | 0I4049 / 000023 |
| Instrument Date | Dec 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2018 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I |
| Name | Verified Name |
|---|---|
| Address | 740 ACKERLY DR INDEPENDENCE KY 410519043, INDEPENDENCE, KY 41051-9043 |
| Document Number | 0000000062 |
|---|---|
| Date | Jan 2, 2018 |
| Book Page | 0I4049/000023 |
| Instrument | 62 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2038 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $229,000 (+16.72%) Land $45,000 Building $184,000 | $229,000 (+16.72%) Land $45,000 Building $184,000 | |
| 2025 | $2,281.00 (+28.22%) | $196,200 (+39.15%) Land $45,000 Building $151,200 | $196,200 (+39.15%) Land $45,000 Building $151,200 |
| 2023 | $1,779.00 | $141,000 Land $30,000 Building $111,000 | $141,000 Land $30,000 Building $111,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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