7477 Grace Dr, Roscoe, IL 61073 Property Records

Winnebago County property record for 7477 Grace Dr, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,564 sqft · built 1987
Lot Size	0.726 acres (31,643 sqft)
Owner	Individual Name on File
Last Sale	$309,000 (Aug 2021)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-02-180-003`

Property Details

APN / Parcel Number

Primary APN	`08-02-180-003`
Alternative APN	`110B144`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,564 sqft Living Area
1st Floor Area	1,282 sqft
Basement Area	1,282 sqft
Finished Basement	1,282 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	31,643 sqft (0.726 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	110B144
Street Address	7477 GRACE DR
City	ROSCOE
State	IL
Zip	61073-8162
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PLAT NO 12 HINKLES WOODED ACRES BNG PTN1/2 SEC 2-45-2 LOT 144
Legal Range	02
Legal Township	45
Legal Section	02
Legal Subdivision	HINKLES WOODED ACRES #12
Legal Lot Number	144
Jurisdiction	WINNEBAGO IL
Township / Civil Division	HARLEM
Census Block Group	1
Census Block	1012
Census Tract	3806

Owner

Source: Winnebago County records · APN 08-02-180-003

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7477 GRACE DR, ROSCOE, IL 61073-8162
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 09, 2021	Warranty Deed, Transfer · Conventional Mortgage MEMBERSALLIANCE CU
Oct 04, 2019	Deed of Trust, Mortgage · Conventional with PMI MIDWEST CMNTY BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 09, 2021 · Amount on Record
Deed Sale	Aug 09, 2021 · Amount on Record
Prior Sale	Nov 19, 2014 · Amount on Record
Deed Document Number	2128062
Record Updated	Jun 07, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 09, 2021
Property Address	7477 GRACE DR, ROSCOE, IL 61073-8162
Document Number	0000028062
Map Reference	PB 37 PG 1368
Instrument Date	Aug 03, 2021
Instrument	2128062
Transaction Type	Transfer
Record Updated	May 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$463.50
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9325 EASTON VIEW LN, 9325, ROCKFORD, IL 61107-2937

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7477 GRACE DR, ROSCOE, IL 61073-8162

Mortgage

Document Number	0000028063
Date	Aug 09, 2021
Instrument	2128063

Lender

Name	MEMBERSALLIANCE CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	2.13%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	7477 GRACE DR, ROSCOE, IL 61073-8162
Document Number	0001034031
Instrument Date	Oct 04, 2019
Transaction Type	Mortgage
Record Updated	Nov 08, 2019
Title Company	TITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7477 GRACE DR ROSCOE IL 610738162, ROSCOE, IL 61073-8162

Mortgage

Document Number	0001034031
Date	Oct 10, 2019
Instrument	1034031

Lender

Name	MIDWEST CMNTY BK
Type	Bank
Address	FREEPORT, IL 61032

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 09, 2049

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Harlem Township
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$81,638 Land $17,344 Building $64,294	$244,914 Land $52,032 Building $192,882

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 12, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 77 locations within half a mile of this property.

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