Winnebago County property record for 7405 Grace Dr, Roscoe, IL 61073
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,170 sqft · built 1988 |
| Lot Size | 0.753 acres (32,819 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $172,000 (Feb 2010) |
| Tax Bill | $10,038 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Jul 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-02-180-014 |
| Primary APN | 08-02-180-014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,170 sqft Living Area |
| 1st Floor Area | 1,791 sqft |
| Basement Area | 1,791 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 32,819 sqft (0.753 acres) |
| Garage Area | 516 sqft |
| Deck Area | 496 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 110B143A |
|---|---|
| Street Address | 7405 GRACE DR |
| City | ROSCOE |
| State | IL |
| Zip | 61073-8162 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | HINKLES WOODED ACRES NO 12 PT N 1/2 SEC 2-45-2 E 9 FT S 125.58 FT LT 142 & LOT 143 |
| Legal Range | 2 |
| Legal Township | 45 |
| Legal Section | 2 |
| Legal Subdivision | HINKLES WOODED ACRES |
| Legal Lot Number | 142-1 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | HARLEM |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 3806 |
Source: Winnebago County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7405 GRACE DR, ROSCOE, IL 61073-8162 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 20, 2026 | Deed of Trust, Mortgage · Line of Credit ROCK VALLEY FCU |
| Jul 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCK VALLEY FCU |
| Aug 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCK VALLEY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2010 · Amount on Record |
| Deed Sale | Feb 24, 2010 · Amount on Record |
| Deed Document Number | 20108543 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 7405 GRACE DR, ROSCOE, IL 61073-8162 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000004350 |
|---|---|
| Date | Feb 20, 2026 |
| Instrument | 2604350 |
| Name | ROCK VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 5, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 7405 GRACE DR, ROSCOE, IL 61073-8162 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000020850 |
|---|---|
| Date | Jul 5, 2022 |
| Instrument | 2220850 |
| Name | ROCK VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 27, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 7405 GRACE DR, ROSCOE, IL 61073-8162 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2022 |
| Title Company | TITLE STAR, TITLE LST |
| Name | Verified Name |
|---|
| Document Number | 0000030473 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | 2130473 |
| Name | ROCK VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2036 |
| Rate Type | Fixed Rate |
|---|
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Harlem Township |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Kinnikinnick Community Consolidated School District 131 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,038.00 | $138,049 (+38.73%) Land $23,545 Building $114,504 | $414,147 (+38.73%) Land $70,635 Building $343,512 |
| 2022 | Homeowner's exemption | $99,510 Land $17,344 Building $82,166 | $298,530 Land $52,032 Building $246,498 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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