7477 Cherokee Trl, Spring Hill, FL 34606 Property Records

Hernando County property record for 7477 Cherokee Trl, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,508 sqft · built 2018
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$136,000 (Sep 2018)
Tax Bill	$681 (2024)
Deeds & Mortgages	Sep 2018 Sale & Mortgage Feb 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R15-223-17-4230-0000-3770`

Property Details

APN / Parcel Number

Primary APN	`R15-223-17-4230-0000-3770`
Alternative APNs	`R152231742300000W377` `00180903` `180903`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,508 sqft Living Area
1st Floor Area	1,508 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	20 sqft
Patio Area	28 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00180903
Old Parcel Number	R152231742300000W377
Street Address	7477 CHEROKEE TRL
City	SPRING HILL
State	FL
Zip	34606-2532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEEKI WACHEE WOODLANDS UNIT 1 LOT W377
Legal Range	17E
Legal Township	23S
Legal Section	15
Legal Subdivision	WEEKI WACHEE WOODLANDS UN 1
Legal Lot Number	W377
Legal Unit	1
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1010
Census Tract	41204

Owner

7477 Cherokee Trl is owned and occupied by two individuals who bought it in September 2018.

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7477 CHEROKEE TRL, SPRING HILL, FL 34606-2532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2018	Grant Deed, Transfer · VA Mortgage NAVY FCU
Feb 16, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Feb 16, 2018	Loan Modification, Mortgage · Line of Credit FLAGSTAR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2018 · Amount on File
Deed Sale	Sep 7, 2018 · Amount on File
Prior Sale	Feb 16, 2018 · Amount on File
Deed Document Number	2018054424
Deed Book / Page	3620 / 1478
Record Updated	Jun 8, 2026

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 7, 2018
Property Address	7477 CHEROKEE TRL, SPRING HILL, FL 34606-2532
Document Number	0036201478
Book / Page	003620 / 001478
Instrument Date	Aug 28, 2018
Instrument	54424
Transaction Type	Transfer
Record Updated	Oct 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$952.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7477 CHEROKEE TRL SPRING HILL FL 34606, SPRING HILL, FL 34606

Mortgage

Document Number	36201480
Date	Sep 7, 2018
Book Page	003620/001480
Instrument	54425

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 6, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 16, 2018
Property Address	7477 CHEROKEE TRL, SPRING HILL, FL 34606-2532
Document Number	0035540499
Book / Page	003554 / 000499
Instrument Date	Jan 26, 2018
Instrument	9827
Transaction Type	Transfer
Record Updated	Mar 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$126.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3300 BATTLEGROUND AVE #230 GREENSBORO NC 274102490, 230, GREENSBORO, NC 27410-2490
Investor	Possibly a Property Investor

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HERNANDO FL
Recording Date	Feb 16, 2018
Property Address	7477 CHEROKEE TRL, SPRING HILL, FL 34606-2532
Document Number	0035540500
Book / Page	003554 / 000500
Instrument Date	Jan 26, 2018
Instrument	9828
Transaction Type	Mortgage
Record Updated	Mar 13, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3300 BATTLEGROUND AVE #230 GREENSBORO NC 274102490, 230, GREENSBORO, NC 27410-2490
Investor	Possibly a Property Investor

Mortgage

Document Number	35540500
Date	Feb 16, 2018
Book Page	003554/000500
Instrument	9828

Lender

Name	FLAGSTAR BK
Type	Bank
Address	5151 CORPORATE DR # E, TROY, MI 48098-2639

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$134,093	$225,655 Land $31,850 Building $193,805
2024	$681.00
2023	Additional exemption filed	$126,518 Land $126,518
2022			$212,598 Land $14,700 Building $197,898

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7477 Cherokee Trl in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	5 (2011–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7477 Cherokee Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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