7464 Cherokee Trl, Spring Hill, FL 34606 Property Records

Hernando County property record for 7464 Cherokee Trl, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,249 sqft · built 2005
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$251,500 (Jan 2026)
Tax Bill	$2,000 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R15-223-17-4230-0000-4000`

Property Details

APN / Parcel Number

Primary APN	`R15-223-17-4230-0000-4000`
Alternative APNs	`R152231742300000W400` `00181074` `181074`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,249 sqft Living Area
1st Floor Area	1,249 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	48 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00181074
Old Parcel Number	R152231742300000W400
Street Address	7464 CHEROKEE TRL
City	SPRING HILL
State	FL
Zip	34606-2531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEEKI WACHEE WOODLANDS UNIT 1 LOT W400
Legal Range	17E
Legal Township	23S
Legal Section	15
Legal Subdivision	WEEKI WACHEE WOODLANDS UN 1
Legal Lot Number	W400
Legal Unit	1
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1006
Census Tract	41204

Owner

Source: Hernando County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7464 CHEROKEE TRL, SPRING HILL, FL 34606-2531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Jan 2, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 8, 2021	Warranty Deed, Transfer · FHA Mortgage PREFERRED LENDING SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2026 · Amount on Record
Deed Sale	Jan 2, 2026 · Amount on Record
Prior Sale	Mar 8, 2021 · Amount on Record
Deed Document Number	2026000161
Deed Book / Page	4653 / 1071
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	7464 CHEROKEE TRL, SPRING HILL, FL 34606-2531
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7464 CHEROKEE TRL, SPRING HILL, FL 34606-2531

Mortgage

Document Number	0043110714
Date	Jun 21, 2023
Book Page	4311/714
Instrument	2023038327

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Apr 1, 2051

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 2, 2026
Property Address	7464 CHEROKEE TRL, SPRING HILL, FL 34606-2531
Document Number	0046531071
Book / Page	4653 / 1071
Map Reference	MB 6 PG 88A&88B
Instrument Date	Dec 23, 2025
Instrument	2026000161
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	SOUTHEAST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,760.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4777 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7464 CHEROKEE TRL, SPRING HILL, FL 34606-2531

Mortgage

Document Number	0046531073
Date	Jan 2, 2026
Instrument	4653/1073

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 8, 2021
Property Address	7464 CHEROKEE TRL, SPRING HILL, FL 34606-2531
Document Number	0039621411
Book / Page	3962 / 1411
Map Reference	MB 6 PG 88A&88B
Instrument Date	Mar 2, 2021
Instrument	2021015724
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	TROPIC TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,141.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1226 SEDEEVA CIR S, 1226, CLEARWATER, FL 33755-1423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7244 PASEO PLOMO APT 203, 203, CARLSBAD, CA 92009-2026

Mortgage

Document Number	0039621413
Date	Mar 8, 2021
Instrument	3962/1413

Lender

Name	PREFERRED LENDING SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,000.00 (+1.42%) Additional exemption filed	$179,603 (+5.99%)	$188,289 (+7.07%) Land $30,258 Building $158,031
2023		$169,457 Land $9,616 Building $159,841
2022	$1,972.00		$175,848 Land $13,965 Building $161,883

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	5 (2011–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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