7475 S 45th St, Climax, MI 49034 Property Records

Kalamazoo County property record for 7475 S 45th St, Climax, MI 49034

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,858 sqft · built 1998
Lot Size	9.88 acres (430,373 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Aug 2019)
Tax Bill	$4,544 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-14-180-019`

Property Details

APN / Parcel Number

Primary APN	`12-14-180-019`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,858 sqft Living Area
1st Floor Area	1,858 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	430,373 sqft (9.88 acres)
Lot Dimensions	440 ft deep x 330 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7475 S 45TH ST
City	CLIMAX
State	MI
Zip	49034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	SEC 14-3-9 THE SOUTH 10 AC OF SE1/4 OF NW1/4 SEC 14.*
Legal Range	09
Legal Township	03
Legal Section	14
Jurisdiction	KALAMAZOO MI
Township / Civil Division	CLIMAX
Census Block Group	1
Census Block	1045
Census Tract	3400

Owner

7475 S 45th St is owned and occupied by two individuals who bought it in August 2019.

Source: Kalamazoo County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7457 S 45TH ST, CLIMAX, MI 49034-9763
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2019	Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CU
Aug 23, 2019	Warranty Deed, Transfer QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2019 · Amount on File
Deed Sale	Aug 23, 2019 · Amount on File
Deed Document Number	201924519
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	7475 S 45TH ST, CLIMAX, MI 49034-9763
Transaction Type	Mortgage
Record Updated	Dec 3, 2019
Title Company	CHICAGO TITLE OF MICHIGAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019034348
Date	Nov 14, 2019
Instrument	2019-034348

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 25, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Aug 23, 2019
Property Address	7475 S 45TH ST, CLIMAX, MI 49034-9763
Document Number	2019024519
Instrument Date	Jul 26, 2019
Instrument	2019-024519
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	DEVON TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,063.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2693 WILD COYOTE TRL, GALESBURG, MI 49053-8525

Mortgage

Document Number	2019024520
Date	Aug 23, 2019
Instrument	2019-024520

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 7475 S 45th St was $4,544 with a homeowner's exemption.

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Climax Township
Unified School District	Climax-Scotts Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,300	$334,600
2025	$4,544.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7475 S 45th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7475 S 45th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S 45th St

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