7870 S 45th St, Climax, MI 49034 Property Records

Kalamazoo County property record for 7870 S 45th St, Climax, MI 49034

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,232 sqft · built 2020
Lot Size	5.08 acres (221,285 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,841 (2025)
Deeds & Mortgages	May 2020 Construction Loan May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-14-355-050`

Property Details

APN / Parcel Number

Primary APN	`12-14-355-050`

Interior

Full Baths	1 Bath
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Lot Area	221,285 sqft (5.08 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7870 S 45TH ST
City	CLIMAX
State	MI
Zip	49034-9763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	SEC 14-3-9 COMM SW COR TH N 00DEG-11'-29" W ALG W LI 1324.10 FT TO N LI SW1/4 SW1/4 TH S 89DEG-52'-38" E THEREON 1321.44 FT
Legal Range	09
Legal Township	03
Legal Section	14
Jurisdiction	KALAMAZOO MI
Township / Civil Division	CLIMAX
Census Block Group	1
Census Block	1044
Census Tract	3400

Owner

Source: Kalamazoo County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7870 S 45TH ST, CLIMAX, MI 49034-9763
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2020	Deed of Trust, Mortgage · Construction Mortgage BLUEOX CU
May 6, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BLUEOX CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 30, 2021
Transfer Doc	2021019480
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	7870 S 45TH ST, CLIMAX, MI 49034-9763
Transaction Type	Mortgage
Record Updated	Aug 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020016333
Date	May 27, 2020
Instrument	2020-016333

Lender

Name	BLUEOX CU
Type	Credit Union
Address	BATTLE CREEK, MI 49015

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jun 1, 2021

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KALAMAZOO MI
Recording Date	May 6, 2021
Property Address	7870 S 45TH ST, CLIMAX, MI 49034-9763
Document Number	2021019480
Instrument Date	Apr 30, 2021
Instrument	2021-019480
Transaction Type	Transfer
Record Updated	Jun 11, 2021
Title Company	MUTUAL TITLE AGENCY INC, MUTUAL TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7870 S 45TH ST, CLIMAX, MI 49034-9763

Mortgage

Document Number	2021019481
Date	May 6, 2021
Instrument	2021-019481

Lender

Name	BLUEOX CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Climax Township
Unified School District	Climax-Scotts Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,200 (-2.18%)	$340,400 (-2.18%)
2025	$3,841.00 (+2.98%) Homeowner's exemption	$174,000	$348,000
2024	$3,730.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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