7471 Sumac Ln, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 7471 Sumac Ln, Cherry Valley, IL 61016

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,120 sqft · built 1985
Lot Size	0.708 acres (30,819 sqft)
Owner	2 Individual Names on Record
Last Sale	$153,400 (Jan 2017)
Tax Bill	$5,855 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`263A156`

Property Details

APN / Parcel Number

Primary APN	`263A156`
Alternative APN	`1611129001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,120 sqft Living Area
1st Floor Area	1,560 sqft
Basement Area	1,560 sqft
Finished Basement	1,560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Frame
Roof Material	Asphalt
Lot Area	30,819 sqft (0.708 acres)
Garage Area	806 sqft
Driveway	Driveway
Deck Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	263A156
Street Address	7471 SUMAC LN
City	CHERRY VALLEY
State	IL
Zip	61016-9791
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PLAT NO 2 VALLEY VIEW SOUTH BNG SUB N1/2 SEC 11-43-2 LOT 56
Legal Range	2
Legal Township	43
Legal Section	11
Legal Subdivision	PLAT NO 2 VALLEY VIEW SOUTH
Legal Lot Number	56
Jurisdiction	WINNEBAGO IL
Township / Civil Division	CHERRY VALLEY
Census Block Group	5
Census Block	5005
Census Tract	3705

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7471 SUMAC LN, CHERRY VALLEY, IL 61016-9791
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE
Jan 23, 2017	Warranty Deed, Transfer · Conventional with PMI ALPINE BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2017 · Amount on Record
Deed Sale	Jan 23, 2017 · Amount on Record
Prior Sale	Jun 23, 2006 · Amount on Record
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	7471 SUMAC LN, CHERRY VALLEY, IL 61016-9791
Transaction Type	Mortgage
Record Updated	Jun 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015930
Date	May 7, 2021
Instrument	2115930

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jan 23, 2017
Property Address	7471 SUMAC LN, CHERRY VALLEY, IL 61016-9791
Document Number	0001002121
Instrument Date	Jan 20, 2017
Instrument	1002121
Transaction Type	Transfer
Record Updated	Feb 3, 2017
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7471 SUMAC LN CHERRY VALLEY IL 610169791, CHERRY VALLEY, IL 61016-9791

Mortgage

Document Number	1002122,
Date	Jan 23, 2017
Instrument	1002122

Lender

Name	ALPINE BK&TR
Type	Bank
Address	ROCKFORD, IL 61107

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Cherry Valley Township
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,855.00	$87,443 (+36.08%) Land $11,484 Building $75,959	$262,329 (+36.08%) Land $34,452 Building $227,877
2022	Homeowner's exemption	$64,258 Land $10,677 Building $53,581	$192,774 Land $32,031 Building $160,743

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1978–1999)
Most Recent Claim	Jun 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHERRY VALLEY serves 4,731 people · EPA ID IL2010050
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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