747 Ramirez Ave, Lady Lake, FL 32159 Property Records

Sumter County property record for 747 Ramirez Ave, Lady Lake, FL 32159

Property Summary

Property Type	Single Family Home
Details	1,102 sqft · built 1995
Lot Size	0.091 acres (3,959 sqft)
Owner	Trust Name on Record
Last Sale	$235,000 (Jan 2020)
Tax Bill	$2,118 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Jan 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`121823D12E104`

Property Details

APN / Parcel Number

Primary APN	`121823D12E104`
Alternative APNs	`D12E104` `1011609`

Interior

Building Area	1,102 sqft Living Area
Gross Area	1,628 sqft
1st Floor Area	1,102 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Exterior Material	Block
Construction Type	Wood
Lot Area	3,959 sqft (0.091 acres)
Garage Type	Attached
Garage Area	414 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	161 sqft

Location & Zoning

Street Address	747 RAMIREZ AVE
City	LADY LAKE
State	FL
Zip	32159-8681
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 104 THE VILLAGES OF SUMTER VILLA DE LA MESA PB 4 PGS 102- 102C
Legal Range	23E
Legal Township	18S
Legal Section	12
Legal Subdivision	THE VILLAGES OF SUMTER VILLA DE LA MESA
Legal Lot Number	104
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	1
Census Block	1011
Census Tract	910800

Owner

Source: Sumter County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	747 RAMIREZ AVE, THE VILLAGES, FL 32159-8681
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS FIRST BANK INC
Jan 18, 2023	Intrafamily Transfer, Transfer ACCOMMODATION
Jun 6, 2017	Warranty Deed, Transfer PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2020 · Amount on Record
Deed Sale	Jan 27, 2020 · Amount on Record
Prior Sale	Jun 6, 2017 · Amount on Record
Deed Document Number	20203615
Deed Book / Page	3693 / 794
Last Transfer Date	Jan 5, 2023
Transfer Doc	0044050206
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER FL
Property Address	747 RAMIREZ AVE, THE VILLAGES, FL 32159-8681
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	747 RAMIREZ AVE, THE VILLAGES, FL 32159-8681

Mortgage

Document Number	0045520253
Date	Nov 2, 2023
Book Page	4552/253
Instrument	202360041086

Lender

Name	CITIZENS FIRST BANK INC
Type	Bank
Address	THE VILLAGES, FL 32162

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Oct 25, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMTER FL
Recording Date	Jan 18, 2023
Property Address	747 RAMIREZ AVE, THE VILLAGES, FL 32159-8681
Document Number	0044050206
Book / Page	4405 / 206
Map Reference	MB 4 PG 102&102A-102
Instrument Date	Jan 5, 2023
Instrument	202360002233
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	747 RAMIREZ AVE, LADY LAKE, FL 32159-8681

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	747 RAMIREZ AVE, LADY LAKE, FL 32159-8681

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Jun 6, 2017
Property Address	747 RAMIREZ AVE, THE VILLAGES, FL 32159-8681
Document Number	0032640767
Book / Page	003264 / 000767
Instrument Date	May 19, 2017
Instrument	60018887
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE

Transaction

Amount	Amount Recorded
Tax	$1,246.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1324 SANTA ROSA CT THE VILLAGES FL 321598688, THE VILLAGES, FL 32159-8688

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,118.00 (+1.39%) Homeowner's exemption Widower's exemption	$190,970 (+5.98%)	$241,870 (+1.49%) Land $23,750 Building $218,120
2024	$2,089.00 (+14.53%)
2023	$1,824.00 (+0.61%) Additional exemption filed	$180,190 (+3%)	$238,320 (+9.69%) Land $15,840 Building $222,480
2022	$1,813.00 Homeowner's exemption	$174,950	$217,260 Land $15,840 Building $201,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	VILLAGE WATER
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 783 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: CenturyLink, Verizon.

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