734 Ramirez Ave, Lady Lake, FL 32159 Property Records

Sumter County property record for 734 Ramirez Ave, Lady Lake, FL 32159

Property Summary

Property Type	Single Family Home
Details	1,102 sqft · built 1995
Lot Size	0.091 acres (3,958 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (May 2021)
Tax Bill	$2,366 (2025)
Deeds & Mortgages	Dec 2022 Transfer May 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`121823D12E119`

Property Details

APN / Parcel Number

Primary APN	`121823D12E119`
Alternative APNs	`D12E119` `1011624`

Interior

Building Area	1,102 sqft Living Area
Gross Area	1,628 sqft
1st Floor Area	1,102 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Exterior Material	Block
Construction Type	Wood
Lot Area	3,958 sqft (0.091 acres)
Garage Type	Attached
Garage Area	414 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	161 sqft

Location & Zoning

Street Address	734 RAMIREZ AVE
City	LADY LAKE
State	FL
Zip	32159-8680
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 119 THE VILLAGES OF SUMTER VILLA DE LA MESA PB 4 PGS 102- 102C
Legal Range	23E
Legal Township	18S
Legal Section	12
Legal Subdivision	THE VILLAGES OF SUMTER VILLA DE LA MESA
Legal Lot Number	119
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	1
Census Block	1013
Census Tract	910800

Owner

Source: Sumter County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	734 RAMIREZ AVE, LADY LAKE, FL 32159-8680
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
May 13, 2021	Warranty Deed, Transfer ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 7, 2018	Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2021 · Amount on Record
Deed Sale	May 13, 2021 · Amount on Record
Prior Sale	Mar 7, 2018 · Amount on Record
Deed Document Number	202126847
Deed Book / Page	4002 / 708
Last Transfer Date	Nov 3, 2022
Transfer Doc	0043810548
Record Updated	Sep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMTER FL
Recording Date	Dec 1, 2022
Property Address	734 RAMIREZ AVE, THE VILLAGES, FL 32159-8680
Document Number	0043810548
Book / Page	4381 / 548
Map Reference	MB 4 PG 102-102C
Instrument Date	Nov 3, 2022
Instrument	202260055648
Transaction Type	Transfer
Record Updated	Dec 19, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	734 RAMIREZ AVE, LADY LAKE, FL 32159-8680

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	734 RAMIREZ AVE, LADY LAKE, FL 32159-8680

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	May 13, 2021
Property Address	734 RAMIREZ AVE, THE VILLAGES, FL 32159-8680
Document Number	0040020708
Book / Page	4002 / 708
Map Reference	MB 4 PG102&102A-102C
Instrument Date	Apr 14, 2021
Instrument	202160026847
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,715.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	734 RAMIREZ AVE, 734, THE VILLAGES, FL 32159-8680

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	734 RAMIREZ AVE, THE VILLAGES, FL 32159-8680

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER FL
Property Address	734 RAMIREZ AVE, THE VILLAGES, FL 32159-8680
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	734 RAMIREZ AVE, LADY LAKE, FL 32159-8680

Mortgage

Document Number	0038360721
Date	Oct 1, 2020
Book Page	3836/721
Instrument	202060042993

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Mar 7, 2018
Property Address	734 RAMIREZ AVE, THE VILLAGES, FL 32159-8680
Document Number	0033780400
Book / Page	003378 / 000400
Instrument Date	Feb 14, 2018
Instrument	60007757
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	PENINSULA LAND AND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,456.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	734 RAMIREZ AVE THE VILLAGES FL 321598680, THE VILLAGES, FL 32159-8680

Mortgage

Document Number	33780401
Date	Mar 7, 2018
Book Page	003378/000401
Instrument	60007758

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2048

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,366.00 (+1.41%) Additional exemption filed	$215,690 (+5.98%)	$241,870 (+1.49%) Land $23,750 Building $218,120
2024	$2,333.00 (+12.92%)
2023	$2,066.00 (+0.83%) Additional exemption filed	$203,520 (+3%)	$238,310 (+9.69%) Land $15,830 Building $222,480
2022	$2,049.00 Homeowner's exemption	$197,600	$217,250 Land $15,830 Building $201,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	VILLAGE WATER
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 783 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: CenturyLink, Verizon.

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