747 Kristy Ln, Wheeling, IL 60090 Property Records

Cook County property record for 747 Kristy Ln, Wheeling, IL 60090

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,577 sqft · built 1983
Lot Size	0.186 acres (8,092 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Oct 2021)
Tax Bill	$12,629 (2023)
Deeds & Mortgages	Mar 2026 Transfer Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-10-410-006`

Property Details

APN / Parcel Number

Primary APN	`03-10-410-006`
Alternative APN	`03-10-410-006-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,577 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1984
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,092 sqft (0.186 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	747 KRISTY LN
City	WHEELING
State	IL
Zip	60090-5595
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(MCKAY) (NEALIS) SUB OF PT OF SE SEC 10-42-11
Legal Range	11E
Legal Township	42N
Legal Section	10
Legal Subdivision	MCKAY NEALIS
Legal Lot Number	15
Jurisdiction	COOK IL
Township / Civil Division	WHEELING
Census Block Group	3
Census Block	3009
Census Tract	802504

Owner

747 Kristy Ln is owned and occupied by two individuals who bought it in October 2021.

Source: Cook County records, as of July 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	747 KRISTY LN, WHEELING, IL 60090-5595
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Oct 15, 2021	Deed, Transfer · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP
Aug 23, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2021 · Amount on File
Deed Sale	Oct 15, 2021 · Amount on File
Deed Document Number	20217834
Prior Transfer Date	Feb 16, 2021
Prior Transfer Doc	0000055132
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Mar 24, 2026
Property Address	747 KRISTY LN, WHEELING, IL 60090-5595
Document Number	0008311017
Instrument Date	Mar 19, 2026
Instrument	2608311017
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	747 KRISTY LN, WHEELING, IL 60090-5595

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	747 KRISTY LN, WHEELING, IL 60090-5595

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Oct 15, 2021
Property Address	747 KRISTY LN, WHEELING, IL 60090-5595
Document Number	0028807834
Instrument Date	Sep 30, 2021
Instrument	2128807834
Transaction Type	Transfer
Record Updated	Oct 29, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	747 KRISTY LN, WHEELING, IL 60090-5595

Mortgage

Document Number	0028807835
Date	Oct 15, 2021
Instrument	2128807835

Lender

Name	CHICAGO MORTGAGE SOLUTIONS CORP
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	747 KRISTY LN, WHEELING, IL 60090-5595
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023528788
Date	Aug 23, 2021
Instrument	2123528788

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Jun 18, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Apr 16, 2021
Property Address	747 KRISTY LN, WHEELING, IL 60090-5595
Document Number	0010655132
Instrument Date	Feb 16, 2021
Instrument	2110655132
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CLOSING USA LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	747 KRISTY LN, WHEELING, IL 60090-5595

Mortgage

Document Number	0010655133
Date	Apr 16, 2021
Instrument	2110655133

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2051

Interest

Rate	2.87%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Wheeling Township
Municipality	Wheeling Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Wheeling Community Consolidated School District 21 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$53,000 Land $10,520 Building $42,480	$530,000 Land $105,200 Building $424,800
2023	$12,629.00 (-3.62%)
2022	$13,104.00 Homeowner's exemption Senior Citizen's exemption	$40,999 Land $8,901 Building $32,098	$409,990 Land $89,010 Building $320,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 747 Kristy Ln in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	25 (1987–2019)
Claims Outside the SFHA	1 of 25
Most Recent Claim	Jul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 747 Kristy Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEELING serves 39,725 people · EPA ID IL0314970
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Jul 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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