727 Kristy Ln, Wheeling, IL 60090 Property Records

Cook County property record for 727 Kristy Ln, Wheeling, IL 60090

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,423 sqft · built 1983
Lot Size0.186 acres (8,092 sqft)
Owner2 Individual Names on File
Last Sale$505,000 (Jun 2024)
Tax Bill$12,735 (2023)
Deeds & MortgagesMar 2022 Sale & Mortgage
Jan 2018 Sale
Flood ZoneZone X (minimal risk)
APN03-10-410-008

Property Details

APN / Parcel Number

Primary APN03-10-410-008
Alternative APN
  • 03-10-410-008-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,423 sqft Living Area

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1984
Architectural StyleMulti-Level
Exterior MaterialWood
Construction TypeFrame
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area8,092 sqft (0.186 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address727 KRISTY LN
CityWHEELING
StateIL
Zip60090-5595
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(MCKAY) (NEALIS) SUB OF PT OF SE SEC 10-42-11
Legal Range11E
Legal Township42N
Legal Section10
Legal SubdivisionMCKAY NEALIS
Legal Lot Number13
JurisdictionCOOK IL
Township / Civil DivisionWHEELING
Census Block Group3
Census Block3009
Census Tract802504

Owner

727 Kristy Ln is owned by two individuals who bought it in June 2024.

Source: Cook County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address1035 W VAN BUREN ST, CHICAGO, IL 60607-0100
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2022Warranty Deed, Transfer · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Jan 8, 2018Warranty Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 2024 · Amount on File
Deed SaleJun 5, 2024 · Amount on File
Prior SaleMar 30, 2022 · Amount on File
Deed Document Number202422073
Record UpdatedOct 29, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateMar 30, 2022
Property Address727 KRISTY LN, WHEELING, IL 60090-5595
Document Number0008921190
Instrument DateMar 25, 2022
Instrument2208921190
Transaction TypeTransfer
Record UpdatedApr 8, 2022
Title CompanyPRECISION TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$360.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address727 KRISTY LN, WHEELING, IL 60090-5595

Mortgage

Document Number0008921191
DateMar 30, 2022
Instrument2208921191
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.12%
Type Change DateApr 1, 2032
Min Rate At Change3%
Max Rate At Change8.12%
Index12-Month MTA
Margin3
Max Rate8.12%

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateJan 8, 2018
Property Address727 KRISTY LN, WHEELING, IL 60090-5595
Document Number1800841025
Instrument DateDec 21, 2017
Instrument841025
Transaction TypeTransfer
Record UpdatedJan 16, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
Tax$270.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1941 BEVERLY LN BUFFALO GROVE IL 600898018, BUFFALO GROVE, IL 60089-8018

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionWheeling Township
MunicipalityWheeling Village
Secondary School DistrictTownship High School District 214 (09 - 12)
Elementary School DistrictWheeling Community Consolidated School District 21 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$48,000 Land $10,520 Building $37,480$480,000 Land $105,200 Building $374,800
2023$12,735.00 (+15.23%)
2022$11,052.00 Homeowner's exemption$37,999 Land $8,901 Building $29,098$379,990 Land $89,010 Building $290,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 727 Kristy Ln in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims25 (1987–2019)
Claims Outside the SFHA1 of 25
Most Recent ClaimJul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 727 Kristy Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHEELING
serves 39,725 people · EPA ID IL0314970
Water SourcePurchased surface water from NORTHWEST WATER COMMISSION
Last State InspectionJul 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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