7464 Rapid Lightning Rd, Sandpoint, ID 83864 Property Records

Bonner County property record for 7464 Rapid Lightning Rd, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,550 sqft · built 1991
Lot Size	4.56 acres (198,634 sqft)
Owner	2 Individuals on Record
Last Sale	$532,000 (Feb 2022)
Tax Bill	$1,128 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RP58N01E114190A`

Property Details

APN / Parcel Number

Primary APN	`RP58N01E114190A`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,550 sqft Finished Area
1st Floor Area	1,790 sqft
Attic	Attic
Attic Area	240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	198,634 sqft (4.56 acres)
Garage Type	Attached
Lean-To	195 sqft
Pole Barn	960 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	7464 RAPID LIGHTNING RD
City	SANDPOINT
State	ID
Zip	83864-4791
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A/f-10
Legal Description	11-58N-1E SWNW S OF CO RD LESS PART OF TAX 21 & LESS PART OF TAX 23
Legal Range	01E
Legal Township	58N
Legal Section	11
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1054
Census Tract	950201

Owner

Source: Bonner County assessment roll, as of August 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	7464 RAPID LIGHTNING RD, SANDPOINT, ID 83864-4791
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Warranty Deed, Transfer · Conventional Mortgage PREMIER MORTGAGE RESOURCES LLC
Jul 16, 2019	Deed of Trust, Mortgage JO ANN MERITHEW
Mar 22, 2019	Warranty Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Dec 1, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage MOUNTAIN WEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2022 · Amount on Record
Deed Sale	Feb 4, 2022 · Amount on Record
Prior Sale	Mar 22, 2019 · Amount on Record
Deed Document Number	20221000204
Prior Transfer Date	Mar 21, 2019
Prior Transfer Doc	0000936177
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Feb 4, 2022
Property Address	7464 RAPID LIGHTNING RD, SANDPOINT, ID 83864-4791
Document Number	0001000204
Instrument Date	Jan 19, 2022
Instrument	1000204
Transaction Type	Transfer
Record Updated	Feb 16, 2022
Title Company	FIRST AMERICAN TITLE-SANDPOINT, FIRST AMERICAN TTL SANDPOINT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7464 RAPID LIGHTNING RD, SANDPOINT, ID 83864-4791

Mortgage

Document Number	0001000205
Date	Feb 4, 2022
Instrument	1000205

Lender

Name	PREMIER MORTGAGE RESOURCES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	7464 RAPID LIGHTNING RD, SANDPOINT, ID 83864-4791
Transaction Type	Mortgage
Record Updated	Aug 7, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	941672
Date	Jul 16, 2019
Instrument	941672

Lender

Name	JO ANN MERITHEW
Type	Private Party
Address	89 OLD RIVER RD, SANDPOINT, ID 83864

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jul 1, 2024

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Mar 22, 2019
Property Address	7464 RAPID LIGHTNING RD, SANDPOINT, ID 83864-4791
Document Number	936176
Instrument Date	Feb 14, 2019
Instrument	936176
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	KOOTENAI COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7464 RAPID LIGHTNING ROAD, SPIRIT LAKE, ID 83869

Mortgage

Document Number	936178
Date	Mar 22, 2019
Instrument	936178

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Dec 1, 2017
Property Address	7464 RAPID LIGHTNING RD, SANDPOINT, ID 83864-4791
Document Number	915234
Instrument Date	Nov 22, 2017
Instrument	915234
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	NORTH ID TITLE COMPANY, NORTH IDAHO TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7464 RAPID LIGHTNING RD, SANDPOINT, ID 83864-4791

Mortgage

Document Number	915235
Date	Dec 1, 2017
Instrument	915235

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of August 22, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$382,203 (-)	$382,203 (-)
2025	$1,128.00 (+13.37%) Homeowner's exemption	$382,203 (+11.12%) Land $188,193 Building $194,010	$382,203 (+11.12%) Land $188,193 Building $194,010
2023	$995.00 Homeowner's exemption	$343,967 Land $163,327 Building $180,640	$343,967 Land $163,327 Building $180,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · lower than 74% of Idaho
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Intermax Networks Fixed Wireless	30 / 10
Wired or Wireless Fixed Wireless · not low latency	30 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

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